Hampshire County and Hadley Town property record for 11 Cold Spring Ln, Hadley, MA 01035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,104 sqft · built 1975 |
| Lot Size | 0.719 acres (31,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,000 (Apr 2008) |
| Tax Bill | $3,955 (2026) |
| Deeds & Mortgages | Dec 2023 Refinance Dec 2021 Refinance + 1 more |
| APN | HADL M:0013 B:0017 L:0014 |
| Primary APN | HADL M:0013 B:0017 L:0014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 3,041 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 31,307 sqft (0.719 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 11 COLD SPRING LN |
|---|---|
| City | HADLEY |
| State | MA |
| Zip | 01035-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Subdivision | COLD SPG VILLAGE |
| Legal Block | 17 |
| Legal Lot Number | 14 |
| Jurisdiction | HADLEY MA |
| Township / Civil Division | HADLEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 821400 |
Source: Hampshire County and Hadley Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU |
| Dec 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU |
| Apr 24, 2019 | Quit Claim Deed, Transfer · ARM LUSO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2008 · Amount on Record |
| Deed Sale | Apr 8, 2008 · Amount on Record |
| Prior Sale | Apr 3, 2003 · Amount on Record |
| Deed Document Number | 20087248 |
| Deed Book / Page | 9446 / 297 |
| Last Transfer Date | Apr 20, 2019 |
| Transfer Doc | 13243-57 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HADLEY MA |
| Property Address | 11 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 015026-284 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | 15026/284 |
| Instrument | 19305 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HADLEY MA |
| Property Address | 11 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014402-18 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 14402/18 |
| Instrument | 32170 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HADLEY MA |
| Recording Date | Apr 24, 2019 |
| Property Address | 11 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Document Number | 13243-57 |
| Book / Page | 13243 / 57 |
| Instrument Date | Apr 20, 2019 |
| Instrument | 6271 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 COLD SPRING LN, HADLEY, MA 01035-9678 |
| Document Number | 13243-62 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 13243/62 |
| Instrument | 6272 |
| Name | LUSO FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | May 1, 2024 |
Source: Hampshire County and Hadley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Hadley Town |
| Unified School District | Hadley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,955.00 (+3.67%) | $345,100 (+5.21%) Land $144,500 Building $200,600 | $427,177 (-0.82%) |
| 2025 | $3,815.00 (+4.92%) | $328,000 (+2.76%) Land $131,300 Building $196,700 | $430,730 |
| 2024 | $3,636.00 (+3.74%) | $319,200 (+5.1%) Land $131,300 Building $187,900 | |
| 2023 | $3,505.00 | $303,700 Land $131,300 Building $172,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HADLEY DPW WATER DIVISION serves 4,819 people · EPA ID MA1117002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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