Kenton County property record for 15 Clover Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,388 sqft · built 1950 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Oct 2022) |
| Tax Bill | $2,638 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-31-010.00 |
| Primary APN | 015-20-31-010.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,388 sqft Finished Area |
| Gross Area | 1,523 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15 CLOVER AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GALE LOT 29 50'X135' WS CLOVER AVE |
| Legal Subdivision | GALE E T |
| Legal Lot Number | 29 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 64500 |
15 Clover Ave is owned and occupied by an individual who bought it in October 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 CLOVER AVE, ERLANGER, KY 41018-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 24, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2022 · Amount on File |
| Deed Sale | Oct 10, 2022 · Amount on File |
| Deed Document Number | 2022178 |
| Deed Book / Page | 193 / 945 |
| Prior Transfer Date | May 25, 2021 |
| Prior Transfer Doc | 0005900131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 10, 2022 |
| Property Address | 15 CLOVER AVE, ERLANGER, KY 41018-1825 |
| Document Number | 0005900178 |
| Book / Page | 193 / 945 |
| Map Reference | MB 189 PG 616 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 22101005900178 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29780 SPRINGTIME RD, BIG PINE KEY, FL 33043-3121 |
| Name | Verified Name |
|---|---|
| Address | 15 CLOVER AVE, ERLANGER, KY 41018-1825 |
| Document Number | 0005900179 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 413/586 |
| Instrument | 22101005900179 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 24, 2021 |
| Property Address | 15 CLOVER AVE, ERLANGER, KY 41018-1825 |
| Document Number | 0005900131 |
| Book / Page | 113 / 223 |
| Map Reference | MB 189 PG 616 |
| Instrument Date | May 25, 2021 |
| Instrument | 21082405900131 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | ACCOMMODATION |
| Tax | $50.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29780 SPRINGTIME RD, BIG PINE KEY, FL 33043-3121 |
| Document Number | 0005900132 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 261/264 |
| Instrument | 21082405900132 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 15 Clover Ave was $2,638.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,000 (-) Land $25,000 Building $175,000 | $200,000 (-) Land $25,000 Building $175,000 | |
| 2025 | $2,638.00 | $200,000 Land $25,000 Building $175,000 | $200,000 Land $25,000 Building $175,000 |
| 2023 | $2,598.00 | $200,000 Land $25,000 Building $175,000 | $200,000 Land $25,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Clover Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Clover Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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