Kenton County property record for 101 Clover Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,470 sqft · built 1940 |
| Lot Size | 0.062 acres (2,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $122,000 (Dec 2004) |
| Tax Bill | $1,857 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-31-008.00 |
| Primary APN | 015-20-31-008.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,470 sqft Finished Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,700 sqft (0.062 acres) |
| Lot Dimensions | 135 ft deep x 20 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 101 CLOVER AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GALE SEC 2 LOTS 46-47 AND PARCEL ADJ 46 20X135' |
| Legal Subdivision | GALE E T |
| Legal Phase | 2 |
| Legal Lot Number | 46-47 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 64500 |
Source: Kenton County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 101 CLOVER AVE, ERLANGER, KY 41018-1880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2004 · Amount on Record |
| Deed Sale | Dec 7, 2004 · Amount on Record |
| Prior Sale | Nov 18, 2004 · Amount on Record |
| Deed Document Number | 200412 07 059 00272 |
| Deed Book / Page | 2429 / 84 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 101 CLOVER AVE, ERLANGER, KY 41018-1880 |
| Document Number | 0000000021 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | CINCINNATUS TITLE |
| Name | Verified Name |
|---|---|
| Address | 101 CLOVER AVE ERLANGER KY 410181880, ERLANGER, KY 41018-1880 |
| Document Number | 0000000021 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 0000M3/000974 |
| Instrument | 21 |
| Name | TRUIST BK |
|---|---|
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 14, 2035 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,857.00 (-0.38%) Homeowner's exemption | $189,900 (-) Land $30,000 Building $159,900 | $189,900 (-) Land $30,000 Building $159,900 |
| 2023 | $1,864.00 Homeowner's exemption | $189,900 Land $30,000 Building $159,900 | $189,900 Land $30,000 Building $159,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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