15 Circle Creek Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 15 Circle Creek Way, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,149 sqft · built 2000
Lot Size	0.224 acres (9,764 sqft)
Owner	2 Trust Names on File
Last Sale	$164,000 (Sep 2000)
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4123-01-00-0130`

Property Details

APN / Parcel Number

Primary APN	`4123-01-00-0130`
Alternative APNs	`31142301000130` `23143101000130` `5599477.0` `5599477`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,149 sqft Living Area
Gross Area	2,701 sqft
1st Floor Area	1,875 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,764 sqft (0.224 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	5599477
Street Address	15 CIRCLE CREEK WAY
City	ORMOND BEACH
State	FL
Zip	32174-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 EXC N 2 FT BREAKAWAY TRAILS PHASE 3 UNIT 3A MB 45 PGS 94-96 INC PER OR 4596 PG 2953
Legal Range	31E
Legal Township	14S
Legal Section	23
Legal Subdivision	BREAKAWAY TRAILS PHASE 3
Legal Phase	3
Legal Tract	01
Legal Lot Number	13
Legal Unit	3
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	2
Census Block	2007
Census Tract	83203

Owner

Source: Volusia County assessment roll, APN 4123-01-00-0130, as of March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	15 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2000 · Amount on Record
Deed Sale	Sep 28, 2000 · Amount on Record
Deed Book / Page	4596 / 2953
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	15 CIRCLE CREEK WAY, ORMOND BEACH, FL 32174-1820
Document Number	0078263229
Instrument Date	Feb 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 09, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 CIRCLE CREEK WAY ORMOND BEACH FL 321741820, ORMOND BEACH, FL 32174-1820

Mortgage

Document Number	0078263229
Date	Mar 10, 2020
Book Page	007826/003229
Instrument	50298

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 09, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Volusia County assessment roll as of March 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,540 (+2.7%)	$411,079 (+1.48%) Land $62,000 Building $349,079
2025	$2,548.00 (+7.42%) Homeowner's exemption	$198,189 (+5.99%)	$405,093 (+14.41%) Land $62,000 Building $343,093
2023	$2,372.00 (+3.49%) Homeowner's exemption	$186,995 (+3%)	$354,078 (-0.78%) Land $62,000 Building $292,078
2022	$2,292.00 Homeowner's exemption	$181,549	$356,859 Land $64,000 Building $292,859

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270832032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 125 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	13 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Frances, Sep 2004 · 9 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 261 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3640963, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORMOND BEACH serves 59,744 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.