15 Charles St, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 15 Charles St, Danvers, MA 01923

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,860 sqft · built 1910
Lot Size	0.067 acres (2,932 sqft)
Owner	Individual Name on Record
Last Sale	$810,000 (Jul 2023)
Tax Bill	$7,552 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`DANV M:051 L:024 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:051 L:024 P`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	3,314 sqft
Basement Area	811 sqft
Unfinished Basement	811 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,932 sqft (0.067 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 CHARLES ST
City	DANVERS
State	MA
Zip	01923-1910
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Subdivision	16 PARSONS ST
Legal Lot Number	24
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	1
Census Block	1009
Census Tract	211202

Owner

Source: Essex County and Danvers Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 CHARLES ST, DANVERS, MA 01923-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 7, 2023	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Sep 19, 2018	Deed of Trust, Mortgage · Line of Credit NORTHERN BK & TR
May 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Jun 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Oct 21, 2019	Quit Claim Deed, Transfer · Conventional Mortgage ALIGN CU
Jun 20, 2017	Quit Claim Deed, Transfer ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Oct 21, 2019 · Amount on Record
Deed Book / Page	41650 / 468
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	15 CHARLES ST, DANVERS, MA 01923-1910
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042967-145
Date	Sep 25, 2025
Book Page	42967/145
Instrument	20250925000610

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Jul 7, 2023
Property Address	15 CHARLES ST, DANVERS, MA 01923-1910
Document Number	041650-468
Book / Page	41650 / 468
Instrument Date	Jul 7, 2023
Instrument	20230707001350
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHARLES ST, DANVERS, MA 01923-1910

Mortgage

Document Number	230707001360
Date	Jul 7, 2023
Instrument	230707001360

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	15 CHARLES ST, DANVERS, MA 01923-1910
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37022-434
Date	Sep 19, 2018
Book Page	37022/434
Instrument	180919001500

Lender

Name	NORTHERN BK & TR

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	15 CHARLES ST, DANVERS, MA 01923-1910
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37487-111
Date	May 3, 2019
Book Page	37487/111
Instrument	20190503002270

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	15 CHARLES ST, DANVERS, MA 01923-1910
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38616-29
Date	Jun 16, 2020
Book Page	38616/29
Instrument	20200616003850

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Oct 21, 2019
Property Address	15 CHARLES ST, DANVERS, MA 01923-1910
Document Number	37951-264
Book / Page	037951 / 000264
Instrument Date	Oct 21, 2019
Instrument	1021003570
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,439.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHARLES ST DANVERS MA 019231910, DANVERS, MA 01923-1910

Mortgage

Document Number	37951-267
Date	Oct 21, 2019
Book Page	037951/000267
Instrument	1021003580

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.88%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Jun 20, 2017
Property Address	15 CHARLES ST, DANVERS, MA 01923-1910
Document Number	35954-425
Book / Page	35954 / 425
Instrument	215
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$48.56
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CHARLES ST, DANVERS, MA 01923-1910

Mortgage

Document Number	35954-428
Date	Jun 20, 2017
Book Page	35954/428
Instrument	216

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,552.00 (+7.36%)	$687,200 (+8.55%) Land $317,300 Building $369,900	$750,287
2024	$7,034.00 (+2.7%)	$633,100 (+8.61%) Land $306,300 Building $326,800
2023	$6,849.00	$582,900 Land $276,800 Building $306,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 individual policies
Nearby Flood Policies	48 units insured incl. 36 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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