12 Charles St, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 12 Charles St, Danvers, MA 01923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,787 sqft · built 1871
Lot Size	0.101 acres (4,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Apr 2024)
Tax Bill	$5,706 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DANV M:051 L:019 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:051 L:019 P`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,787 sqft Living Area
Gross Area	2,926 sqft
Basement Area	902 sqft
Unfinished Basement	902 sqft

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	4,382 sqft (0.101 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 CHARLES ST
City	DANVERS
State	MA
Zip	01923-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	19
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	1
Census Block	1007
Census Tract	211202

Owner

Source: Essex County and Danvers Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 CHARLES ST, DANVERS, MA 01923-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Quit Claim Deed, Transfer · FHA Mortgage MSA LENDING LLC
Dec 15, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DMC LENDING TRUST
Dec 18, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2023	Personal Representative Deed, Transfer
Dec 15, 2023	Quit Claim Deed, Transfer Quitclaim
May 3, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	2024810
Deed Book / Page	42048 / 484
Prior Transfer Date	Mar 29, 2024
Prior Transfer Doc	042048-484
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Apr 1, 2024
Property Address	12 CHARLES ST, DANVERS, MA 01923-1911
Document Number	042048-484
Book / Page	42048 / 484
Instrument Date	Mar 29, 2024
Instrument	20240401000810
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 CHARLES ST, DANVERS, MA 01923-1911

Mortgage

Document Number	240401000820
Date	Apr 1, 2024
Instrument	240401000820

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Dec 15, 2023
Property Address	12 CHARLES ST, DANVERS, MA 01923-1911
Document Number	041911-371
Book / Page	41911 / 371
Instrument Date	Dec 15, 2023
Instrument	20231215005040
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 CHARLES ST, DANVERS, MA 01923-1911

Mortgage

Document Number	231215005050
Date	Dec 15, 2023
Instrument	231215005050

Lender

Name	DMC LENDING TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Dec 18, 2023
Property Address	12 CHARLES ST, DANVERS, MA 01923-1911
Document Number	041913-236
Book / Page	41913 / 236
Instrument Date	Dec 7, 2023
Instrument	20231218001840
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7345 JELSON FALLS ST, LAS VEGAS, NV 89131-2654

December 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DANVERS MA
Recording Date	Dec 15, 2023
Property Address	12 CHARLES ST, DANVERS, MA 01923-1911
Document Number	041910-372
Book / Page	41910 / 372
Instrument Date	Dec 7, 2023
Instrument	20231215003640
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56 WEBN ST, SALEM, MA 01970-5920

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANVERS MA
Recording Date	Dec 15, 2023
Property Address	12 CHARLES ST, DANVERS, MA 01923-1911
Document Number	041911-124
Book / Page	41911 / 124
Instrument Date	Dec 7, 2023
Instrument	20231215004460
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 CHARLES ST, DANVERS, MA 01923-1911

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANVERS MA
Recording Date	May 3, 2022
Property Address	12 CHARLES ST, DANVERS, MA 01923-1911
Document Number	040908-223
Book / Page	40908 / 223
Instrument Date	Feb 15, 2022
Instrument	20220503001310
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 FOWLER BROOK RD, SEABROOK, NH 03874-4534

Tax Assessment & Valuation

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,706.00 (+2.15%)	$519,200 (+3.26%) Land $307,400 Building $211,800	$532,760
2024	$5,586.00 (+3.39%)	$502,800 (+9.35%) Land $296,800 Building $206,000
2023	$5,403.00	$459,800 Land $268,200 Building $191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 individual policies
Nearby Flood Policies	48 units insured incl. 36 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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