15 Central Pl, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 15 Central Pl, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,401 sqft · built 1910
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Dec 2019)
Tax Bill	$5,983 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-F B:0002 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-F B:0002 L:0002`
Alternative APNs	`M:006=F B:0002 L:0002` `8862005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,401 sqft Living Area
Gross Area	3,304 sqft
1st Floor Area	886 sqft
Basement Area	796 sqft
Unfinished Basement	716 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8862005
Street Address	15 CENTRAL PL
City	SAUGUS
State	MA
Zip	01906-3725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2002
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-F B:0002 L:0002

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 CENTRAL PL, SAUGUS, MA 01906-3725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Apr 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Deed Book / Page	38121 / 417
Record Updated	Sep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Dec 17, 2019
Property Address	15 CENTRAL PL, SAUGUS, MA 01906-3725
Document Number	38121-417
Book / Page	38121 / 417
Instrument Date	Dec 13, 2019
Instrument	20191217004910
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CENTRAL PL, SAUGUS, MA 01906-3725

Mortgage

Document Number	191217004920
Date	Dec 17, 2019
Instrument	191217004920

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 28, 2017
Property Address	15 CENTRAL PL, SAUGUS, MA 01906-3725
Document Number	35831-258
Book / Page	035831 / 000258
Instrument Date	Apr 26, 2017
Instrument	1704280652
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CENTRAL PL SAUGUS MA 019063725, SAUGUS, MA 01906-3725

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,983.00 (+4.42%)	$560,200 (+4.13%) Land $297,500 Building $262,700	$562,210
2024	$5,730.00 (+2.69%)	$538,000 (+8.56%) Land $280,500 Building $257,500
2023	$5,580.00	$495,600 Land $246,500 Building $249,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 683 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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