14 Central Pl, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 14 Central Pl, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 1897
Lot Size	0.314 acres (13,678 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Jan 1994)
Tax Bill	$6,313 (2025)
Deeds & Mortgages	May 2021 Refinance May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-F B:0001 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-F B:0001 L:0001`
Alternative APNs	`M:006=F B:0001 L:0001` `3530023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,548 sqft Living Area
Gross Area	3,008 sqft
1st Floor Area	798 sqft
Basement Area	798 sqft
Unfinished Basement	798 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,678 sqft (0.314 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	3530023
Street Address	14 CENTRAL PL
City	SAUGUS
State	MA
Zip	01906-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2003
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-F B:0001 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 CENTRAL PL, SAUGUS, MA 01906-3726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 03, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EAST CAMBRIDGE SAVINGS BANK
May 03, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance EAST CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 1994 · Amount on Record
Deed Sale	Jan 19, 1994 · Amount on Record
Last Transfer Date	Apr 23, 2021
Transfer Doc	39834-42
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	14 CENTRAL PL, SAUGUS, MA 01906-3726
Transaction Type	Mortgage
Record Updated	Nov 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039834-46
Date	May 03, 2021
Book Page	39834/46
Instrument	20210503002240

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 03, 2021
Property Address	14 CENTRAL PL, SAUGUS, MA 01906-3726
Document Number	39834-42
Book / Page	39834 / 42
Instrument Date	Apr 23, 2021
Instrument	20210503002230
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CENTRAL PL, SAUGUS, MA 01906-3726

Mortgage

Document Number	39834-46
Date	May 03, 2021
Book Page	39834/46
Instrument	20210503002240

Lender

Name	EAST CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,313.00 (+4.16%)	$591,100 (+3.87%) Land $327,900 Building $263,200	$613,890
2024	$6,061.00 (+2.02%)	$569,100 (+7.87%) Land $309,100 Building $260,000
2023	$5,941.00	$527,600 Land $271,700 Building $255,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 683 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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