Kenton County property record for 15 Catalpa St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,935 sqft · built 1909 |
| Lot Size | 0.005 acres (227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,500 (Mar 2023) |
| Tax Bill | $3,001 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-19-004.00 |
| Primary APN | 055-23-19-004.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,935 sqft Finished Area |
| Gross Area | 2,349 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 227 sqft (0.005 acres) |
| Lot Dimensions | 113 ft deep x 2 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 15 CATALPA ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLMESDALE LOT 49 & 2'X 113.5' STRIP 50 |
| Legal Subdivision | HOLMESDALE |
| Legal Lot Number | 49,50 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61100 |
15 Catalpa St is owned and occupied by an individual who bought it in March 2023.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 CATALPA ST, COVINGTON, KY 41014-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA |
| Mar 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 11, 2019 | Warranty Deed, Transfer · Conventional with PMI SUMMIT FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on File |
| Deed Sale | Mar 27, 2023 · Amount on File |
| Prior Sale | Mar 11, 2021 · Amount on File |
| Deed Document Number | 2023244 |
| Deed Book / Page | 219 / 546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 27, 2023 |
| Property Address | 15 CATALPA ST, COVINGTON, KY 41014-1713 |
| Document Number | 0005900244 |
| Book / Page | KC 219 / 546 |
| Map Reference | PL 105 |
| Instrument Date | Mar 23, 2023 |
| Instrument | 23032705900244 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4170 HAME HON AVE #99, 99, CINCINNATI, OH 45233 |
| Name | Verified Name |
|---|---|
| Address | 15 CATALPA ST, COVINGTON, KY 41014-1713 |
| Document Number | 0005900246 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 23032705900246 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Number | 0005900245 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | KCM 449/264 |
| Instrument | 23032705900245 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 11, 2021 |
| Property Address | 15 CATALPA ST, COVINGTON, KY 41014-1713 |
| Document Number | 0005900057 |
| Book / Page | 76 / 875 |
| Map Reference | PL 105 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 21031105900057 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 CARECRESS AVENUE, 22, BUTLER, KY 41006 |
| Name | Verified Name |
|---|---|
| Address | 15 CATALPA ST, COVINGTON, KY 41014-1713 |
| Document Number | 0005900058 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 21031105900058 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 11, 2019 |
| Property Address | 15 CATALPA ST, COVINGTON, KY 41014-1713 |
| Document Number | 0000000199 |
| Book / Page | 0C6825 / 000318 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 199 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | NORTHWEST TITLE AGENCY INC, NORTHWEST TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 CATALPA ST COVINGTON KY 410141713, COVINGTON, KY 41014-1713 |
| Document Number | 201 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 0C6825/000321 |
| Instrument | 201 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
The 2025 property tax bill for 15 Catalpa St was $3,001.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,500 (-) Land $10,000 Building $216,500 | $226,500 (-) Land $10,000 Building $216,500 | |
| 2025 | $3,001.00 | $226,500 Land $5,000 Building $221,500 | $226,500 Land $5,000 Building $221,500 |
| 2023 | $2,664.00 | $200,000 Land $5,000 Building $195,000 | $200,000 Land $5,000 Building $195,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Catalpa St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 15 Catalpa St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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