Kenton County property record for 11 Catalpa St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 875 sqft · built 1900 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,000 (May 2021) |
| Tax Bill | $1,484 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-19-006.00 |
| Primary APN | 055-23-19-006.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 875 sqft Finished Area |
| Gross Area | 1,120 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 11 CATALPA ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLMESDALE W 1/2 LOT 50 EXC 2' STRIP |
| Legal Subdivision | HOLMESDALE |
| Legal Lot Number | 50 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 61100 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11 CATALPA ST, COVINGTON, KY 41014-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage CITY OF COVINGTON |
| May 3, 2021 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 28, 2019 | Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Jan 7, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Dec 14, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2021 · Amount on Record |
| Deed Sale | May 3, 2021 · Amount on Record |
| Prior Sale | Feb 28, 2019 · Amount on Record |
| Deed Document Number | 2021050352 |
| Deed Book / Page | 87 / 856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 11 CATALPA ST, COVINGTON, KY 41014-1713 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900196 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 254/716 |
| Instrument | 21081105900196 |
| Name | CITY OF COVINGTON |
|---|---|
| Type | Government Agency |
| Address | COVINGTON, KY 41011 |
| Amount | Amount Recorded |
|---|---|
| Term | 56 Months |
| Due | Apr 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 3, 2021 |
| Property Address | 11 CATALPA ST, COVINGTON, KY 41014-1713 |
| Document Number | 0005900052 |
| Book / Page | 87 / 856 |
| Map Reference | MB 68 PG 641 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 21050305900052 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 643, BURLINGTON, KY 41005-0643 |
| Name | Verified Name |
|---|---|
| Address | 11 CATALPA ST, COVINGTON, KY 41014-1713 |
| Document Number | 0005900053 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 21050305900053 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 28, 2019 |
| Property Address | 11 CATALPA ST, COVINGTON, KY 41014-1713 |
| Document Number | 0000000033 |
| Book / Page | 0C6608 / 000086 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 33 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CATALPA ST COVINGTON KY 410141713, COVINGTON, KY 41014-1713 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 7, 2019 |
| Property Address | 11 CATALPA ST, COVINGTON, KY 41014-1713 |
| Document Number | 0000000233 |
| Book / Page | 0C6578 / 000075 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 233 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 14, 2018 |
| Property Address | 11 CATALPA ST, COVINGTON, KY 41014-1713 |
| Document Number | 0000000143 |
| Book / Page | 0C6564 / 000091 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 143 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 28, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.29 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1231 LOUISVILLE RD FRANKFORT KY 406016156, FRANKFORT, KY 40601-6156 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,000 (-) Land $10,000 Building $102,000 | $112,000 (-) Land $10,000 Building $102,000 | |
| 2025 | $1,484.00 (-0.47%) | $112,000 (-) Land $5,000 Building $107,000 | $112,000 (-) Land $5,000 Building $107,000 |
| 2023 | $1,491.00 | $112,000 Land $5,000 Building $107,000 | $112,000 Land $5,000 Building $107,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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