Somerset County and Branchburg Township property record for 15 Cascades Ter, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,830 sqft · built 1991 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $403,000 (Aug 2016) |
| Tax Bill | $10,025 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00047-02-00006 |
| Primary APN | 05-00047-02-00006 |
|---|---|
| Alternative APN |
|
| Building Area | 1,830 sqft Living Area |
|---|
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Street Address | 15 CASCADES TER |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-7427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Subdivision | MOUNTAINVIEW FARM/BRANCHBURG |
| Legal Block | 47.2 |
| Legal Lot Number | 6 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BRANCHBURG |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 53603 |
Source: Somerset County and Branchburg Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 CASCADES TER, SOMERVILLE, NJ 08876-7427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage CAKE MORTGAGE CORP |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2016 · Amount on Record |
| Deed Sale | Aug 4, 2016 · Amount on Record |
| Prior Sale | Mar 22, 2001 · Amount on Record |
| Deed Document Number | 201631669 |
| Deed Book / Page | 6892 / 476 |
| Prior Transfer Date | Jan 21, 2010 |
| Prior Transfer Doc | 0000023547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 15 CASCADES TER, SOMERVILLE, NJ 08876-7427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000003169 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 7418/3554 |
| Instrument | 2022003169 |
| Name | CAKE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 15 CASCADES TER, SOMERVILLE, NJ 08876-7427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034851 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 7235/2742 |
| Instrument | 2020034851 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Somerset County and Branchburg Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Branchburg Township |
| Unified School District | Branchburg Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $642,600 (+9.55%) Land $167,600 Building $475,000 | $642,600 (+9.55%) Land $167,600 Building $475,000 | |
| 2025 | $10,025.00 (+4.53%) | $586,600 (+19.28%) Land $167,600 Building $419,000 | $586,600 (+19.28%) Land $167,600 Building $419,000 |
| 2024 | $9,591.00 (+6.2%) | ||
| 2023 | $491,800 Land $167,600 Building $324,200 | $491,800 Land $167,600 Building $324,200 | |
| 2022 | $9,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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