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13 Cascades Ter, Somerville, NJ 08876 Property Records

Somerset County and Branchburg Township property record for 13 Cascades Ter, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details1,737 sqft · built 1991
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Tax Bill$10,102 (2025)
Deeds & MortgagesMay 2026 Mortgage
Oct 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN05-00047-02-00005

Property Details

APN / Parcel Number

Primary APN05-00047-02-00005
Alternative APN
  • 0500047000200005

Interior

Building Area1,737 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address13 CASCADES TER
CitySOMERVILLE
StateNJ
Zip08876-7427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMDR
Legal SubdivisionMOUNTAINVIEW FARM/BRANCHBURG
Legal Block47.2
Legal Lot Number5
JurisdictionSOMERSET NJ
Township / Civil DivisionBRANCHBURG
Census Block Group2
Census Block2002
Census Tract53603

Owner

Source: Somerset County and Branchburg Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13 CASCADES TER, SOMERVILLE, NJ 08876-7427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORPORATION
Oct 11, 2023Deed of Trust, Mortgage · FHA Mortgage
CENTRAL MORTGAGE FUNDING LLC
Jun 15, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 19, 2020Quit Claim Deed, Transfer · FHA Mortgage
MR COOPER
Feb 22, 2018Grant Deed, Transfer
SIMPLICITY TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2020
Deed SaleJun 19, 2020
Prior SaleFeb 22, 2018 · Amount on Record
Deed Document Number202025701
Deed Book / Page7220 / 2785
Prior Transfer DateJun 10, 2020
Prior Transfer Doc0000025701
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Recording DateMay 5, 2026
Property Address13 CASCADES TER, SOMERVILLE, NJ 08876-7427
Document Number0000012499
Book / Page7679 / 2182
Instrument DateApr 29, 2026
Instrument202612499
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CASCADES TER, SOMERVILLE, NJ 08876-7427

Mortgage

Document Number0000012499,
DateMay 5, 2026
Book Page7679/2182
Instrument202612499
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term330 Months
DueNov 1, 2053
Interest
Rate6.46%
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address13 CASCADES TER, SOMERVILLE, NJ 08876-7427
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026625
DateOct 11, 2023
Book Page7528/3058
Instrument2023026625
Lender
NameCENTRAL MORTGAGE FUNDING LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address13 CASCADES TER, SOMERVILLE, NJ 08876-7427
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036927
DateJun 15, 2021
Book Page7352/3508
Instrument2021036927
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERSET NJ
Recording DateJun 19, 2020
Property Address13 CASCADES TER, SOMERVILLE, NJ 08876-7427
Document Number0000025701
Book / Page007220 / 002785
Instrument DateJun 10, 2020
Instrument25701
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyTITLE 365

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13 CASCADES TER BRANCHBURG NJ 088767427, BRANCHBURG, NJ 08876-7427

Mortgage

Document Number25702
DateJun 19, 2020
Book Page007220/002793
Instrument25702
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2050

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateFeb 22, 2018
Property Address13 CASCADES TER, SOMERVILLE, NJ 08876-7427
Document Number0000006929
Book / Page007026 / 000098
Instrument DateDec 20, 2017
Instrument6929
Transaction TypeTransfer
Record UpdatedFeb 28, 2018
Title CompanySIMPLICITY TITLE LLC

Transaction

AmountAmount Recorded
Tax$421.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13 CASACADES TERRECE BRANCHBURG NJ 08876, BRANCHBURG, NJ 08876

Tax Assessment & Valuation

Source: Somerset County and Branchburg Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
County SubdivisionBranchburg Township
Unified School DistrictBranchburg Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$648,900 (+9.78%) Land $167,600 Building $481,300$648,900 (+9.78%) Land $167,600 Building $481,300
2025$10,102.00 (+3.97%)$591,100 (+18.84%) Land $167,600 Building $423,500$591,100 (+18.84%) Land $167,600 Building $423,500
2024$9,716.00 (+6.08%)
2023$497,400 Land $167,600 Building $329,800$497,400 Land $167,600 Building $329,800
2022$9,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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