15 Carriage Dr, Foothill Ranch, CA 92610 Property Records

Orange County property record for 15 Carriage Dr, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,796 sqft · built 1995
Lot Size	0.094 acres (4,095 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Apr 2002)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`612-101-08`

Property Details

APN / Parcel Number

Primary APN	`612-101-08`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,796 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	4,095 sqft (0.094 acres)
Garage Area	376 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 CARRIAGE DR
City	FOOTHILL RANCH
State	CA
Zip	92610-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14881 BLK LOT 9
Legal Subdivision	TRACT NO 14881
Legal Tract	14881
Legal Lot Number	9
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4000
Census Tract	52422

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2002 · Amount on Record
Deed Sale	Apr 25, 2002 · Amount on Record
Prior Sale	Jun 27, 2001 · Amount on Record
Deed Document Number	2002347111
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2442
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2442

Mortgage

Document Number	0000342669
Date	May 25, 2021
Instrument	2021000342669

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2442
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2442

Mortgage

Document Number	0000760361
Date	Dec 20, 2021
Instrument	2021000760361

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	15 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2442
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2442

Mortgage

Document Number	0000070892
Date	Feb 22, 2022
Instrument	2022000070892

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 27, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$549,986 (+2%) Land $260,587 Building $289,399
2025	$5,555.00 (+4.36%) Homeowner's exemption	$539,202 (+4.04%) Land $255,477 Building $283,725
2023	$5,323.00 (+1.84%) Homeowner's exemption	$518,265 Land $245,557 Building $272,708
2022	$5,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks.

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