10 Carriage Dr, Foothill Ranch, CA 92610 Property Records

Orange County property record for 10 Carriage Dr, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,796 sqft · built 1994
Lot Size	0.078 acres (3,375 sqft)
Owner	2 Individual Names on File
Last Sale	$881,000 (Sep 2021)
Tax Bill	$9,742 (2025)
Deeds & Mortgages	Oct 2026 Sale Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`612-101-75`

Property Details

APN / Parcel Number

Primary APN	`612-101-75`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,796 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	3,375 sqft (0.078 acres)
Garage Area	376 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10 CARRIAGE DR
City	FOOTHILL RANCH
State	CA
Zip	92610-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14881 BLK LOT 89
Legal Subdivision	TRACT NO 14881
Legal Tract	14881
Legal Lot Number	89
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4003
Census Tract	52422

Owner

10 Carriage Dr is owned by two individuals who acquired it in October 2026.

Source: Orange County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 ALMADOR, IRVINE, CA 92614-8409
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 14, 2021	Grant Deed, Transfer · Conventional Mortgage NEXCAP HOME LOANS
Feb 21, 2020	Deed of Trust, Mortgage · Conventional with PMI CASHCALL
Apr 24, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Apr 24, 2019 · Amount on File
Deed Document Number	2021571586
Last Transfer Date	Oct 10, 2026
Transfer Doc	0000286599
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 13, 2026
Property Address	10 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418
Document Number	0000286599
Instrument Date	Oct 10, 2026
Instrument	2026286599
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	192 ALMADOR, IRVINE, CA 92614-8409

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 14, 2021
Property Address	10 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418
Document Number	0000571586
Map Reference	MB 708 PG 31-35
Instrument Date	Sep 5, 2021
Instrument	2021000571586
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	LAWYERS TITLE IE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	10 CARRIAGE DR, LAKE FOREST, CA 92610-2418

Mortgage

Document Number	0000571587
Date	Sep 14, 2021
Instrument	2021000571587

Lender

Name	NEXCAP HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418
Document Number	0000084507
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10 CARRIAGE DR FOOTHILL RANCH CA 926102418, FOOTHILL RANCH, CA 92610-2418

Mortgage

Document Number	0000084507
Date	Feb 27, 2020
Instrument	84507

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 24, 2019
Property Address	10 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418
Document Number	0000133106
Map Reference	MB 708 PG 31-35
Instrument Date	Mar 28, 2019
Instrument	2019000133106
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10 CARRIAGE DR, FOOTHILL RANCH, CA 92610-2418

Mortgage

Document Number	0000133107
Date	Apr 24, 2019
Instrument	2019000133107

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10 Carriage Dr was $9,742, up 1.9% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$953,621 (+2%) Land $714,992 Building $238,629
2025	$9,742.00 (+1.86%) Homeowner's exemption	$934,923 Land $700,973 Building $233,950
2024	$9,564.00 (+2.42%)
2023	$9,338.00 (+1.83%) Homeowner's exemption	$898,620 (+2%) Land $673,754 Building $224,866
2022	$9,170.00	$881,000 Land $660,543 Building $220,457

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Carriage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Carriage Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks.

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