Union County and Springfield Township property record for 15 Cambridge Ter, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 1,206 sqft · built 1952 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $592,500 (Jul 2025) |
| Tax Bill | $11,148 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-01802-0000-00049 |
| Primary APN | 17-01802-0000-00049 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,206 sqft Living Area |
| 1st Floor Area | 1,206 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Width | 60 ft Width |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1700126000000049 |
|---|---|
| Street Address | 15 CAMBRIDGE TER |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPRINGFIELD HEIGHTS |
| Legal Block | 1802 |
| Legal Lot Number | 49 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 37602 |
15 Cambridge Ter is owned and occupied by two individuals who bought it in July 2025.
Source: Union County and Springfield Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 CAMBRIDGE TER, SPRINGFIELD, NJ 07081-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REAL GENIUS LLC |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MLB RESIDENTIAL LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on File |
| Deed Sale | Jul 1, 2025 · Amount on File |
| Prior Sale | Dec 17, 2009 · Amount on File |
| Deed Document Number | 202547361 |
| Deed Book / Page | 6586 / 2304 |
| Prior Transfer Date | Jun 4, 2009 |
| Prior Transfer Doc | 0057670646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 15 CAMBRIDGE TER, SPRINGFIELD, NJ 07081-2601 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 15 CAMBRIDGE TER, SPRINGFIELD, NJ 07081-2601 |
| Document Number | 0157632242 |
|---|---|
| Date | Feb 24, 2026 |
| Book Page | 15763/2242 |
| Instrument | 88856 |
| Name | REAL GENIUS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MALONE, FL 32445 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 15 CAMBRIDGE TER, SPRINGFIELD, NJ 07081-2601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NEW HORIZON ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0147710178 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 14771/178 |
| Instrument | 699328 |
| Name | MLB RESIDENTIAL LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SPRINGFIELD, NJ 07081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 15 Cambridge Ter was $11,148, up 1.5% from the year before.
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $462,400 (-) Land $219,200 Building $243,200 | $462,400 (-) Land $219,200 Building $243,200 | |
| 2025 | $11,148.00 (+1.51%) | $462,400 Land $219,200 Building $243,200 | $462,400 Land $219,200 Building $243,200 |
| 2024 | $10,982.00 | ||
| 2023 | $462,400 Land $219,200 Building $243,200 | $462,400 Land $219,200 Building $243,200 | |
| 2022 | $10,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Cambridge Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1984–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Cambridge Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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