Union County and Springfield Township property record for 11 Cambridge Ter, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 2,128 sqft · built 1949 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,000 (May 2020) |
| Tax Bill | $17,075 (2025) |
| Deeds & Mortgages | May 2023 Second Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-01802-0000-00050 |
| Primary APN | 17-01802-0000-00050 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,128 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Width | 63 ft Width |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1700126000000050 |
|---|---|
| Street Address | 11 CAMBRIDGE TER |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPRINGFIELD HEIGHTS |
| Legal Block | 1802 |
| Legal Lot Number | 50 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 37602 |
11 Cambridge Ter is owned and occupied by two individuals who bought it in May 2020.
Source: Union County and Springfield Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 CAMBRIDGE TER, SPRINGFIELD, NJ 07081-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage STATE DEPARTMENT FCU |
| May 18, 2020 | Grant Deed, Transfer · Conventional Mortgage NJ LENDERS |
| May 26, 2017 | Grant Deed, Transfer · Conventional with PMI BETTER MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on File |
| Deed Sale | May 18, 2020 · Amount on File |
| Prior Sale | May 26, 2017 · Amount on File |
| Deed Document Number | 2020324490 |
| Deed Book / Page | 6368 / 275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 11 CAMBRIDGE TER, SPRINGFIELD, NJ 07081-2601 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0153682079 |
|---|---|
| Date | May 26, 2023 |
| Book Page | 15368/2079 |
| Instrument | 52319 |
| Name | STATE DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 25, 2043 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 18, 2020 |
| Property Address | 11 CAMBRIDGE TER, SPRINGFIELD, NJ 07081-2601 |
| Document Number | 0063680275 |
| Book / Page | 006368 / 000275 |
| Instrument Date | May 8, 2020 |
| Instrument | 324490 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $437.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 CAMBRIDGE TER SPRINGFIELD NJ 070812601, SPRINGFIELD, NJ 07081-2601 |
| Document Number | 146960083 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 014696/000083 |
| Instrument | 691612 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 26, 2017 |
| Property Address | 11 CAMBRIDGE TER, SPRINGFIELD, NJ 07081-2601 |
| Document Number | 0061910001 |
| Book / Page | 006191 / 000001 |
| Instrument Date | May 18, 2017 |
| Instrument | 286923 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 CAMBRIDGE TER SPRINGFIELD NJ 070812601, SPRINGFIELD, NJ 07081-2601 |
| Document Number | 142770994 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 014277/000994 |
| Instrument | 640963 |
| Name | BETTER MTG |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10013 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2047 |
The 2025 property tax bill for 11 Cambridge Ter was $17,075, up 1.5% from the year before.
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $708,200 (-) Land $211,700 Building $496,500 | $708,200 (-) Land $211,700 Building $496,500 | |
| 2025 | $17,075.00 (+1.52%) | $708,200 Land $211,700 Building $496,500 | $708,200 Land $211,700 Building $496,500 |
| 2024 | $16,819.00 | ||
| 2023 | $448,400 Land $211,700 Building $236,700 | $448,400 Land $211,700 Building $236,700 | |
| 2022 | $9,725.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Cambridge Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1984–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Cambridge Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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