Polk County property record for 15 Cactus Cir E, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Mobile Home |
|---|---|
| Details | 1,188 sqft · built 1991 |
| Lot Size | 0.934 acres (40,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $214,900 (May 2026) |
| Tax Bill | $395 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-03-357011-000510 |
| Primary APN | 25-29-03-357011-000510 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,188 sqft Living Area |
|---|---|
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Mobile Home |
| Lot Area | 40,698 sqft (0.934 acres) |
| Lot Dimensions | 370 ft deep x 110 ft wide |
| Pool House | Pool House |
|---|---|
| Porch | Porch |
| Porch Area | 198 sqft |
| Shed | 1 Shed |
| Street Address | 15 CACTUS CIR E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5082 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | THORNHILL ESTATES PB 88 PG 15 LOT 51 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 03 |
| Legal Subdivision | THORNHILL ESTATES |
| Legal Tract | 357011 |
| Legal Block | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 14704 |
Source: Polk County records · APN 25-29-03-357011-000510
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 CACTUS CIR E, WINTER HAVEN, FL 33880-5082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Jan 04, 2019 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Apr 21, 2016 · Amount on Record |
| Deed Document Number | 2026113290 |
| Deed Book / Page | 13994 / 1881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 12, 2026 |
| Property Address | 15 CACTUS CIR E, WINTER HAVEN, FL 33880-5082 |
| Document Number | 0000113290 |
| Book / Page | 13994 / 1881 |
| Instrument Date | May 05, 2026 |
| Instrument | 2026.113290 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GROUP OF LAKELAND |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151,934.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 CACTUS CIR E, WINTER HAVEN, FL 33880-5082 |
| Document Number | 0000113291, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026..113291 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000113292, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 13994/1905 |
| Instrument | 2026.113292 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jun 01, 2036 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 04, 2019 |
| Property Address | 15 CACTUS CIR E, WINTER HAVEN, FL 33880-5082 |
| Document Number | 0107152132 |
| Book / Page | 010715 / 002132 |
| Instrument Date | Jan 04, 2019 |
| Instrument | 2688 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4.90 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 CACTUS CIR E WINTER HAVEN FL 338805082, WINTER HAVEN, FL 33880-5082 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $395.00 (-60.66%) Homeowner's exemption | $63,727 (+5.99%) | $117,705 (+9.1%) Land $21,000 Building $96,705 |
| 2024 | $1,004.00 (+17.15%) | ||
| 2023 | $857.00 (+4.26%) Homeowner's exemption | $60,127 (+3%) | $107,885 (+5.7%) Land $20,000 Building $87,885 |
| 2022 | $822.00 Homeowner's exemption | $58,376 | $102,063 Land $16,500 Building $85,563 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 23% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 383 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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