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12 Cactus Cir E, Winter Haven, FL 33880 Property Records

Polk County property record for 12 Cactus Cir E, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details1,620 sqft · built 1991
Lot Size1.22 acres (53,548 sqft)
OwnerIndividual Name on File
Last Sale$77,500 (Mar 2003)
Tax Bill$407 (2025)
Deeds & MortgagesAug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN25-29-03-357011-000380

Property Details

APN / Parcel Number

Primary APN25-29-03-357011-000380
Alternative APNs
  • 032925357011000380
  • 32925000

Interior

Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleMobile Home
Lot Area53,548 sqft
Lot Dimensions535 ft deep x 100 ft wide
Garage TypeDetached
Garage Area800 sqft
PorchPorch
Porch Area63 sqft

Location & Zoning

Street Address12 CACTUS CIR E
CityWINTER HAVEN
StateFL
Zip33880-5083
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionTHORNHILL ESTATES PB 88 PG 15 LOT 38
Legal Range25E
Legal Township29S
Legal Section03
Legal SubdivisionTHORNHILL ESTATES
Legal Tract357011
Legal Block2
Legal Lot Number38
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2017
Census Tract14704

Owner

Source: Polk County records · APN 25-29-03-357011-000380

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 CACTUS CIR E, WINTER HAVEN, FL 33880-5083
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2003 · Amount on Record
Deed SaleMar 21, 2003 · Amount on Record
Prior SaleMar 24, 1997 · Amount on Record
Deed Book / Page5299 / 589
Record UpdatedSep 20, 2026

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address12 CACTUS CIR E, WINTER HAVEN, FL 33880-5083
Document Number0105990279
Instrument DateAug 02, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 CACTUS CIR E WINTER HAVEN FL 338805083, WINTER HAVEN, FL 33880-5083

Mortgage

Document Number0105990279
DateAug 31, 2018
Book Page010599/000279
Instrument186215
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 30, 2048
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$407.00 (-53.91%) Homeowner's exemption$65,946 (+5.99%)$161,694 (+8.17%) Land $21,100 Building $140,594
2023$883.00 (+4.25%) Homeowner's exemption$62,220 (+3%)$149,484 (+4.51%) Land $20,100 Building $129,384
2022$847.00 Homeowner's exemption$60,408$143,037 Land $16,600 Building $126,437

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 59% of the US · above 32% of Florida
Wildfire LikelihoodAbout 1 in 379 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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