15 Bruce Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 15 Bruce Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,735 sqft · built 1912
Lot Size	0.58 acres (25,247 sqft)
Owner	2 Individual Names on Record
Tax Bill	$27,847 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-02503-0000-00057`

Property Details

APN / Parcel Number

Primary APN	`13-02503-0000-00057`
Alternative APN	`130250300057`

Interior

Stories	2 Stories
Building Area	2,735 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	25,247 sqft (0.58 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130250300057
Street Address	15 BRUCE RD
City	MONTCLAIR
State	NJ
Zip	07043-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	25246SF
Legal Block	2503
Legal Lot Number	57
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2003
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 BRUCE RD, MONTCLAIR, NJ 07043-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Jan 27, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK NW NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2014
Deed Sale	Aug 22, 2014
Prior Sale	Jul 21, 2004 · Amount on Record
Deed Book / Page	12511 / 9147
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 BRUCE RD, MONTCLAIR, NJ 07043-1721
Document Number	0000033670
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BRUCE RD MONTCLAIR NJ 070431721, MONTCLAIR, NJ 07043-1721

Mortgage

Document Number	0000033670
Date	Apr 1, 2020
Instrument	33670

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 31, 2035

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	15 BRUCE RD, MONTCLAIR, NJ 07043-1721
Document Number	0000011427
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 BRUCE RD MONTCLAIR NJ 070431721, MONTCLAIR, NJ 07043-1721

Mortgage

Document Number	0000011427
Date	Feb 7, 2018
Instrument	11427

Lender

Name	WELLS FARGO BK NW NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$792,000 (-) Land $435,500 Building $356,500	$792,000 (-) Land $435,500 Building $356,500
2025	$27,847.00 (+3.32%)	$792,000 (-) Land $435,500 Building $356,500	$792,000 (-) Land $435,500 Building $356,500
2024	$26,951.00 (+3.5%)
2023		$792,000 Land $435,500 Building $356,500	$792,000 Land $435,500 Building $356,500
2022	$26,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2011)
Most Recent Claim	Sep 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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