12 Bruce Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 12 Bruce Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,956 sqft · built 1922
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Jul 2025)
Tax Bill	$21,641 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02503-0000-00072`

Property Details

APN / Parcel Number

Primary APN	`13-02503-0000-00072`
Alternative APN	`130250300072`

Interior

Stories	2 Stories
Building Area	1,956 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	130250300072
Street Address	12 BRUCE RD
City	MONTCLAIR
State	NJ
Zip	07043-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X125
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	2503
Legal Lot Number	72
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2003
Census Tract	16300

Owner

Source: Essex County and Montclair Township records · APN 13-02503-0000-00072

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 BRUCE RD, MONTCLAIR, NJ 07043-1720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Jul 13, 2021 · Amount on Record
Deed Document Number	202543041
Record Updated	Sep 20, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 13, 2021
Property Address	12 BRUCE RD, MONTCLAIR, NJ 07043-1720
Document Number	2021084550
Instrument Date	Jun 29, 2021
Instrument	2021084550
Transaction Type	Transfer
Record Updated	Aug 05, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 BRUCE RD, 12, MONTCLAIR, NJ 07043-1720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BRUCE RD, MONTCLAIR, NJ 07043-1720

Mortgage

Document Number	2021084551
Date	Jul 13, 2021
Instrument	2021084551

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$639,700 (+3.93%) Land $356,300 Building $283,400	$639,700 (+3.93%) Land $356,300 Building $283,400
2025	$21,641.00 (+3.32%)	$615,500 (-) Land $356,300 Building $259,200	$615,500 (-) Land $356,300 Building $259,200
2024	$20,945.00 (+3.5%)
2023		$615,500 Land $356,300 Building $259,200	$615,500 Land $356,300 Building $259,200
2022	$20,237.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2011)
Most Recent Claim	Sep 2011 · other causes

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 567 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.