15 Bruce Ln, Valhalla, NY 10595 Property Records

Westchester County and Mount Pleasant Town property record for 15 Bruce Ln, Valhalla, NY 10595

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,512 sqft · built 1956
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,194 (2026)
Deeds & Mortgages	Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`553489 112.18-3-9`

Property Details

APN / Parcel Number

Primary APN	`553489 112.18-3-9`
Alternative APNs	`348911201800030090000000` `10966000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	504 sqft
Basement Area	490 sqft
Finished Basement	490 sqft
Unfinished Basement	490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10966000
Street Address	15 BRUCE LN
City	VALHALLA
State	NY
Zip	10595-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	3
Legal Lot Number	9.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1046
Census Tract	11902

Owner

15 Bruce Ln is owned and occupied by two individuals.

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 BRUCE LN, VALHALLA, NY 10595-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	15 BRUCE LN, VALHALLA, NY 10595-1301
Document Number	0581103481
Instrument Date	Oct 31, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BRUCE LN VALHALLA NY 105951301, VALHALLA, NY 10595-1301

Mortgage

Document Number	0581103481
Date	May 10, 2018
Book Page	058110/003481

Lender

Name	BAYVIEW LN SVCG
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	468 Months
Due	May 9, 2057

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 15 Bruce Ln was $6,194 with exemptions applied.

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mount Pleasant Town
Unified School District	Valhalla Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,194.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025		$7,850 (-) Land $1,250 Building $6,600	$777,227 (+5.94%) Land $123,762 Building $653,465
2024	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$7,850 (-) Land $1,250 Building $6,600	$733,644 (+5.61%) Land $116,822 Building $616,822
2023		$7,850 Land $1,250 Building $6,600	$694,690 Land $110,619 Building $584,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Bruce Ln in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 individual policies
Nearby Flood Policies	45 units insured incl. 22 condo units
Nearby Flood Claims	28 (1980–2025)
Claims Outside the SFHA	14 of 28
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Bruce Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENSICO WATER DISTRICT serves 17,917 people · EPA ID NY5930082
Water Source	Purchased surface water from NEW YORK CITY SYSTEM
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20