15 Bonefish Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 15 Bonefish Ave, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 1972
Lot Size	0.412 acres (17,938 sqft)
Owner	2 Individual Names on File
Last Sale	$925,000 (Aug 2021)
Tax Bill	$4,056 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00471330-000000`

Property Details

APN / Parcel Number

Primary APN	`00471330-000000`
Alternative APNs	`14613900471330000000` `1578509`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	2,010 sqft
1st Floor Area	1,695 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2016
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	17,938 sqft (0.412 acres)
Garage Type	Attached
Garage Area	315 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	300 sqft
Deck Area	459 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1578509
Street Address	15 BONEFISH AVE
City	KEY LARGO
State	FL
Zip	33037-4709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 6 WLY 1/2 LT 8 AND ALL LTS 9-12 LARGO SOUND PARK PB3-111 KEY LARGO OR474-43 OR478-87 OR612-594 OR753-841 OR1495-619 OR1524-411 OR2630-2141 OR2875-77 OR2960-707 OR3063-2460 OR3118-1320
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	LARGO SOUND PARK
Legal Block	6
Legal Lot Number	8-12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	4
Census Block	4020
Census Tract	970400

Owner

Source: Monroe County records · APN 00471330-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1616 NE 52ND ST, OAKLAND PARK, FL 33334-5809
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Dec 21, 2020	Warranty Deed, Transfer · Conventional Mortgage ARC HOME LLC
Apr 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 16, 2017	Warranty Deed, Transfer SUNSHINE TITLE CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	20212334384
Deed Book / Page	3118 / 1320
Prior Transfer Date	Apr 15, 2019
Prior Transfer Doc	0029600707
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 10, 2021
Property Address	15 BONEFISH AVE, KEY LARGO, FL 33037-4709
Document Number	0031181320
Book / Page	3118 / 1320
Map Reference	MB 3 PG 111
Instrument Date	Aug 09, 2021
Instrument	2334384
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	FLORIDA TITLE/KEYS, FLORIDA TITLE OF THE KEYS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2430 SW 130TH AVE, 2430, DAVIE, FL 33325-5601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 NE 52ND ST, OAKLAND PARK, FL 33334-5809

Mortgage

Document Number	31181322
Date	Aug 10, 2021
Instrument	3118/1322

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 21, 2020
Property Address	15 BONEFISH AVE, KEY LARGO, FL 33037-4709
Document Number	0030632460
Book / Page	3063 / 2460
Map Reference	MB 3 PG 111
Instrument Date	Dec 18, 2020
Instrument	2295843
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	274 ALLJOY RD, 274, BLUFFTON, SC 29910-7280

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030632462
Date	Dec 21, 2020
Instrument	3063/2462

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 23, 2019
Property Address	15 BONEFISH AVE, KEY LARGO, FL 33037-4709
Document Number	0029600707
Book / Page	002960 / 000707
Instrument Date	Apr 15, 2019
Instrument	2216577
Transaction Type	Transfer
Record Updated	Jun 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BONEFISH AVE KEY LARGO FL 330374709, KEY LARGO, FL 33037-4709

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 16, 2017
Property Address	15 BONEFISH AVE, KEY LARGO, FL 33037-4709
Document Number	0028750077
Book / Page	002875 / 000077
Instrument Date	Sep 27, 2017
Instrument	2139868
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	SUNSHINE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$5,250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 SE MARLIN AVE KEY LARGO FL 330374713, KEY LARGO, FL 33037-4713

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,121,267 (+174.18%) Land $773,559 Building $347,708	$1,121,267 (+174.18%) Land $773,559 Building $347,708
2024	$4,056.00 (+1.55%)
2023	$3,994.00 (-54.5%)	$408,953 (-61.05%) Land $237,932 Building $171,021	$408,953 (-61.05%) Land $237,932 Building $171,021
2022	$8,778.00	$1,049,856 Land $731,096 Building $318,760	$1,049,856 Land $731,096 Building $318,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879704004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 167 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	68 (1992–2023)
Claims Outside the SFHA	4 of 68
Most Recent Claim	Nov 2023, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 39 claims Hurricane Irene, Oct 1999 · 8 claims Hurricane Georges, Sep 1998 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 416 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Bonefish Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures