Monroe County property record for 10 Bonefish Ave, Key Largo, FL 33037 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,421 sqft · built 2016 |
| Lot Size | 0.114 acres (4,989 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,498 (2024) |
| Deeds & Mortgages | Apr 2018 Sale & Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00471040-000100 |
| Primary APN | 00471040-000100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,421 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,989 sqft (0.114 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Porch | Open Porch |
| Heating System | Forced Air |
|---|
| Account Number | 9102574 |
|---|---|
| Street Address | 10 BONEFISH AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 12 LARGO SOUND PARK PB3-111 KEY LARGO OR167-214/15 OR211-16 OR213-172 OR931-510/11R/S OR931-512 OR1011-274 OR1179-46 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | LARGO SOUND PARK |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00471040-000100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 BONEFISH AVE, KEY LARGO, FL 33037-4710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2018 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2019 |
| Deed Sale | Oct 01, 2019 |
| Prior Sale | Oct 04, 2016 · Amount on Record |
| Deed Document Number | 0029031823 |
| Deed Book / Page | 2903 / 1823 |
| Prior Transfer Date | Apr 27, 2018 |
| Prior Transfer Doc | 2166431 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 27, 2018 |
| Property Address | 10 BONEFISH AVE, KEY LARGO, FL 33037-4710 |
| Document Number | 0029031823 |
| Book / Page | 2903 / 1823 |
| Map Reference | MB3 PG111 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 2166431 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | MTI TITLE INS AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 99150 OVERSEAS HWY, 99150, KEY LARGO, FL 33037-2453 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 BONEFISH AVE, KEY LARGO, FL 33037-4710 |
| Document Number | 0002166432 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2166432 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 10 BONEFISH AVE, KEY LARGO, FL 33037-4710 |
| Document Number | 0028802191 |
| Book / Page | 002880 / 002191 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99150 OVERSEAS HWY KEY LARGO FL 330372453, KEY LARGO, FL 33037-2453 |
| Document Number | 0028802191 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 002880/002191 |
| Instrument | 2145295 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 10 BONEFISH AVE, KEY LARGO, FL 33037-4710 |
| Document Number | 0028862421 |
| Book / Page | 002886 / 002421 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 99150 OVERSEAS HWY KEY LARGO FL 330372453, KEY LARGO, FL 33037-2453 |
| Document Number | 0028862421 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 002886/002421 |
| Instrument | 2150774 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2048 |
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $505,526 (+5.99%) | $662,209 (+7.78%) Land $315,669 Building $346,540 | |
| 2024 | $4,498.00 (+3.98%) | ||
| 2023 | $4,326.00 (+5.62%) Homeowner's exemption | $476,970 (+3%) | $614,405 (-9.12%) Land $319,364 Building $295,041 |
| 2022 | $4,096.00 Homeowner's exemption | $463,078 | $676,070 Land $261,298 Building $414,772 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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