15 Beach Rd, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 15 Beach Rd, Westhampton Beach, NY 11978

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,982 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Apr 2013)
Tax Bill	$5,002 (2024)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0905-012.00-04.00-049.000`

Property Details

APN / Parcel Number

Primary APN	`0905-012.00-04.00-049.000`
Alternative APNs	`473607 012.000-0004-049.000` `360701200000040490000000` `47360079950`

Interior

Bedrooms	4 Beds
Building Area	1,982 sqft Living Area
1st Floor Area	1,982 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2014
Architectural Style	Mobile Home
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	15 BEACH RD
City	WESTHAMPTON BEACH
State	NY
Zip	11978-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Description	LD EQ 87 +1200
Legal Block	4
Legal Lot Number	49
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3014
Census Tract	190502

Owner

15 Beach Rd is owned and occupied by two individuals who bought it in April 2013.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 BEACH RD, WESTHAMPTON BEACH, NY 11978-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2013 · Amount on File
Deed Sale	Apr 11, 2013 · Amount on File
Deed Book / Page	12726 / 241
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	15 BEACH RD, WESTHAMPTON BEACH, NY 11978-2316
Document Number	0231780900
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 BEACH RD WESTHAMPTON BEACH NY 119782316, WESTHAMPTON BEACH, NY 11978-2316

Mortgage

Document Number	0231780900
Date	Sep 29, 2020
Book Page	023178/000900

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 28, 2035

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Municipality	Westhampton Beach Village
Unified School District	Westhampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$841,900 Land $337,800 Building $504,100	$1,336,349 (-) Land $536,190 Building $800,159
2024	$5,002.00		$1,336,349 (+10.32%) Land $536,190 Building $800,159
2023		$841,900 Land $337,800 Building $504,100	$1,211,367 Land $486,043 Building $725,324
2020	$6,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 367 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	417 units insured incl. 50 condo units
Nearby Flood Claims	932 (1978–2026)
Claims Outside the SFHA	77 of 932
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 294 claims Severe Blizzard, Mar 1993 · 118 claims Hurricane Gloria, Sep 1985 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20