35 Beach Rd, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 35 Beach Rd, Westhampton Beach, NY 11978

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,191 sqft · built 1997
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (Mar 2004)
Tax Bill$7,228 (2024)
Deeds & MortgagesFeb 2024 Refinance
Jul 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN0905-012.00-02.00-040.000

Property Details

APN / Parcel Number

Primary APN0905-012.00-02.00-040.000
Alternative APNs
  • 473607 012.000-0002-040.000
  • 360701200000020400000000
  • 47360079360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,191 sqft Living Area
1st Floor Area2,191 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleMobile Home
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area25,265 sqft (0.58 acres)
View / LotBelow Average
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchPorch
Porch Area78 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address35 BEACH RD
CityWESTHAMPTON BEACH
StateNY
Zip11978-2317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLD EQ 87 +2700
Legal Block2
Legal Lot Number40
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group3
Census Block3004
Census Tract190502

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address35 BEACH RD, WESTHAMPTON BEACH, NY 11978-2317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
TD BANK NA
Jul 29, 2019Loan Modification, Consolidation and Extension, Mortgage
TD BK NA
Jul 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
TD BK NA
Jun 2, 2017Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2004 · Amount on Record
Deed SaleMar 19, 2004 · Amount on Record
Prior SaleFeb 26, 1999 · Amount on Record
Deed Book / Page12308 / 226
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address35 BEACH RD, WESTHAMPTON BEACH, NY 11978-2317
Transaction TypeMortgage
Record UpdatedApr 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235690697
DateFeb 28, 2024
Book Page23569/697
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

July 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address35 BEACH RD, WESTHAMPTON BEACH, NY 11978-2317
Document Number0230680731
Instrument DateJul 29, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 BEACH RD WESTHAMPTON BEACH NY 119782317, WESTHAMPTON BEACH, NY 11978-2317

Mortgage

Document Number0230680731
DateOct 10, 2019
Book Page023068/000731
Lender
NameTD BK NA
TypeBank
Address2035 LIMESTONE RD, WILMINGTON, DE 19808-5529
Agreement
AmountAmount Recorded
Term360 Months
DueOct 9, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address35 BEACH RD, WESTHAMPTON BEACH, NY 11978-2317
Document Number0230680730
Instrument DateJul 29, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 BEACH RD WESTHAMPTON BEACH NY 119782317, WESTHAMPTON BEACH, NY 11978-2317

Mortgage

Document Number0230680730
DateOct 10, 2019
Book Page023068/000730
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 9, 2049
Interest
Rate TypeAdjustable Rate
Rate3.12%

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address35 BEACH RD, WESTHAMPTON BEACH, NY 11978-2317
Document Number0228300080
Book / Page022830 / 000080
Instrument DateJun 2, 2017
Transaction TypeMortgage
Record UpdatedAug 8, 2017
Title CompanyISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 BEACH RD WESTHAMPTON BEACH NY 119782317, WESTHAMPTON BEACH, NY 11978-2317

Mortgage

Document Number0228300080
DateJun 28, 2017
Book Page022830/000080
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 27, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
MunicipalityWesthampton Beach Village
Unified School DistrictWesthampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,216,600 (-) Land $843,400 Building $373,200$1,931,111 (-) Land $1,338,730 Building $592,381
2024$7,228.00 (-76.34%)$1,931,111 (+10.32%) Land $1,338,730 Building $592,381
2023$1,216,600 Land $843,400 Building $373,200$1,750,503 Land $1,213,525 Building $536,978
2020$30,552.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 367 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies417 units insured
incl. 50 condo units
Nearby Flood Claims932 (1978–2026)
Claims Outside the SFHA77 of 932
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 294 claims
  • Severe Blizzard, Mar 1993 · 118 claims
  • Hurricane Gloria, Sep 1985 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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