Hampden County and Westfield City property record for 15 Bates St, Westfield, MA 01085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,152 sqft · built 1885 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jan 2026) |
| Tax Bill | $4,464 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | WFLD M:58 L:44 |
| Primary APN | WFLD M:58 L:44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 3,516 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 15 BATES ST |
|---|---|
| City | WESTFIELD |
| State | MA |
| Zip | 01085-2724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 44 |
| Jurisdiction | WESTFIELD MA |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 812701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Westfield Center Historic District listed 2013 · 502 contributing resources · NRIS 13000441 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hampden County and Westfield City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 126 UNION ST, 308, WESTFIELD, MA 01085-2661 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 9, 2025 | Deed of Trust, Mortgage RUBY LENDING LLC |
| Jan 16, 2026 | Quit Claim Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Jul 3, 2024 | Foreclosure · Stand-Alone First Mortgage MARIA P GONCALVES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Jan 15, 2025 · Amount on Record |
| Deed Book / Page | 26190 / 325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Property Address | 15 BATES ST, WESTFIELD, MA 01085-2724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025821-185 |
|---|---|
| Date | Apr 9, 2025 |
| Book Page | 25821/185 |
| Instrument | 15427 |
| Name | RUBY LENDING LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 13 Months |
| Due | May 1, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jan 16, 2026 |
| Property Address | 15 BATES ST, WESTFIELD, MA 01085-2724 |
| Document Number | 026190-325 |
| Book / Page | 26190 / 325 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2378 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 126 UNION ST # 308, 308, WESTFIELD, MA 01085-2661 |
| Document Number | 0000002379 |
|---|---|
| Date | Jan 16, 2026 |
| Instrument | 2379 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WESTFIELD MA |
| Recording Date | Jul 3, 2024 |
| Property Address | 15 BATES ST, WESTFIELD, MA 01085-2724 |
| Document Number | 025480-265 |
| Book / Page | 25480 / 265 |
| Instrument Date | Jun 28, 2024 |
| Instrument | 29499 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 RACE ST, HOLYOKE, MA 01040-5613 |
| Document Number | 0000029501 |
|---|---|
| Date | Jul 3, 2024 |
| Instrument | 29501 |
| Name | MARIA P GONCALVES |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Westfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Westfield City |
| Unified School District | Westfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,464.00 (+8.59%) | $294,100 (+21.48%) Land $78,800 Building $215,300 | $369,930 (+8.11%) |
| 2024 | $342,190 | ||
| 2023 | $4,111.00 | $242,100 Land $68,300 Building $173,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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