Essex County and Peabody City property record for 15 Ayer St, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,944 sqft · built 1890 |
| Lot Size | 0.106 acres (4,596 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Oct 2021) |
| Tax Bill | $6,475 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Dec 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0095 B:0329 |
| Primary APN | PEAB M:0095 B:0329 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Basement Area | 96 sqft |
| Unfinished Basement | 96 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,596 sqft (0.106 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Account Number | 11399 |
|---|---|
| Street Address | 15 AYER ST |
| City | PEABODY |
| State | MA |
| Zip | 01960-6103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 329 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 210700 |
15 Ayer St is owned by two individuals who bought it in October 2021.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 62 BUTLER ST, SALEM, MA 01970-1365 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit LUSO AMERICAN CU |
| Jul 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LUSO AMERICAN CU |
| Nov 6, 2017 | Quit Claim Deed, Transfer · FHA Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on File |
| Deed Sale | Oct 22, 2021 · Amount on File |
| Prior Sale | Nov 6, 2017 · Amount on File |
| Deed Book / Page | 40407 / 44 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Oct 22, 2021 |
| Property Address | 15 AYER ST, PEABODY, MA 01960-6103 |
| Document Number | 0040407-44 |
| Book / Page | 40407 / 44 |
| Instrument Date | Oct 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 62 BUTLER ST, SALEM, MA 01970-1365 |
| Document Number | 0004040746 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 40407/46 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 15 AYER ST, PEABODY, MA 01960-6103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39334-588 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 39334/588 |
| Instrument | 20201223001940 |
| Name | LUSO AMERICAN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 15 AYER ST, PEABODY, MA 01960-6103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38765-523 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 38765/523 |
| Instrument | 20200730000040 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PEABODY MA |
| Property Address | 15 AYER ST, PEABODY, MA 01960-6103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39334-571 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 39334/571 |
| Instrument | 20201223001930 |
| Name | LUSO AMERICAN CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Nov 6, 2017 |
| Property Address | 15 AYER ST, PEABODY, MA 01960-6103 |
| Document Number | 36312-334 |
| Book / Page | 36312 / 334 |
| Instrument | 171106003880 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.86 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 AYER ST, PEABODY, MA 01960-6103 |
| Document Number | 363120336 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 36312/0336 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2047 |
The 2026 property tax bill for 15 Ayer St was $6,475, up 10.9% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,475.00 (+10.91%) | $683,700 (+8.44%) Land $214,400 Building $469,300 | $698,394 (+6.61%) |
| 2025 | $5,838.00 (+5.78%) | $630,500 (+4.2%) Land $198,600 Building $431,900 | $655,120 |
| 2024 | $5,519.00 (+4.65%) | $605,100 (+9.22%) Land $198,600 Building $406,500 | |
| 2023 | $5,274.00 | $554,000 Land $172,700 Building $381,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Ayer St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 individual policies |
| Nearby Flood Policies | 56 units insured incl. 44 condo units |
| Nearby Flood Claims | 24 (1986–2011) |
| Claims Outside the SFHA | 1 of 24 |
| Most Recent Claim | Oct 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Ayer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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