14 Ayer St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 14 Ayer St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,704 sqft · built 1900
Lot Size	0.083 acres (3,598 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,532 (2026)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0095 B:0325`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0095 B:0325`
Alternative APN	`11395`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
1st Floor Area	1,368 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	3,598 sqft (0.083 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	11395
Street Address	14 AYER ST
City	PEABODY
State	MA
Zip	01960-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	325
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	3
Census Block	3008
Census Tract	210700

Owner

14 Ayer St is owned and occupied by two individuals who acquired it in July 2015.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 AYER ST, PEABODY, MA 01960-6104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2015
Deed Sale	Jul 8, 2015
Prior Sale	Mar 12, 2015 · Amount on File
Deed Book / Page	34200 / 167
Transfer Doc	033910-593
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	14 AYER ST, PEABODY, MA 01960-6104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00040718-3
Date	Feb 10, 2022
Book Page	40718/3
Instrument	20220210003070

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 14 Ayer St was $5,532, up 9.2% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,532.00 (+9.24%)	$584,200 (+6.82%) Land $207,000 Building $377,200	$587,132 (+3.84%)
2025	$5,064.00 (+8.88%)	$546,900 (+7.24%) Land $191,700 Building $355,200	$565,440
2024	$4,651.00 (+3.47%)	$510,000 (+8.01%) Land $191,700 Building $318,300
2023	$4,495.00	$472,200 Land $166,700 Building $305,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Ayer St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 individual policies
Nearby Flood Policies	56 units insured incl. 44 condo units
Nearby Flood Claims	24 (1986–2011)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Oct 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 7 claims Extreme Weather Conditons And Flooding, Oct 1996 · 4 claims Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 Ayer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20