15 4th St, Shelby, OH 44875 Property Records

Richland County property record for 15 4th St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1900
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Sep 2020)
Tax Bill	$885 (2025)
Deeds & Mortgages	Sep 2020 Sale Mar 2019 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-173-17-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-173-17-000`
Alternative APN	`05230`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	150 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft
Deck Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 4TH ST
City	SHELBY
State	OH
Zip	44875-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1454 53 X 150
Legal Subdivision	THE REGULAR SERIES OF CONSECUTIVE NUMBER
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4036
Census Tract	2600

Owner

15 4th St is owned and occupied by two individuals who bought it in September 2020.

Source: Richland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 4TH ST, SHELBY, OH 44875-1303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Warranty Deed, Transfer SOUTHERN TITLE
Mar 14, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Mar 14, 2019	Limited Warranty Deed, Transfer · FHA Mortgage THE PARK NATIONAL BANK
Mar 14, 2019	Quit Claim Deed, Transfer SOUTHERN TITLE
Apr 6, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Mar 14, 2019 · Amount on File
Deed Document Number	202010891
Deed Book / Page	2818 / 378
Prior Transfer Date	Oct 29, 2018
Prior Transfer Doc	02685/0687
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 14, 2020
Property Address	15 4TH ST, SHELBY, OH 44875-1303
Document Number	002818/378
Book / Page	2818 / 378
Instrument Date	Sep 11, 2020
Instrument	202000010891
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	15 4TH ST, SHELBY, OH 44875-1303

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	15 4TH ST, SHELBY, OH 44875-1303
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2685/0709
Date	Mar 14, 2019
Book Page	2685/0709
Instrument	201900002582

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	SHELBY, OH 44875

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Mar 14, 2019
Property Address	15 4TH ST, SHELBY, OH 44875-1303
Document Number	02685/0690
Book / Page	2685 / 0690
Instrument Date	Oct 29, 2018
Instrument	201900002580
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 S FANKLIUN STREET, 314, TITUSVILLE, PA 16354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 4TH ST, SHELBY, OH 44875-1303

Mortgage

Document Number	201900002581
Date	Mar 14, 2019
Instrument	201900002581

Lender

Name	THE PARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	02685/0709
Date	Mar 14, 2019
Book Page	2685/0709
Instrument	201900002582

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	SHELBY, OH 44875

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND OH
Recording Date	Mar 14, 2019
Property Address	15 4TH ST, SHELBY, OH 44875-1303
Document Number	02685/0687
Book / Page	2685 / 0687
Instrument Date	Oct 29, 2018
Instrument	201900002579
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	SOUTHERN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 S FRANKLIN ST, 314, TITUSVILLE, PA 16354-2168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S FRANKLIN ST, TITUSVILLE, PA 16354-2168

April 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RICHLAND OH
Recording Date	Apr 6, 2018
Property Address	15 4TH ST, SHELBY, OH 44875-1303
Document Number	02614/0574
Book / Page	2614 / 0574
Instrument Date	Apr 3, 2018
Instrument	201800003888
Transaction Type	Foreclosure
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S FRANKLIN ST, TITUSVILLE, PA 16354-2168

Tax Assessment & Valuation

The 2025 property tax bill for 15 4th St was $885 with a homeowner's exemption.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$885.00	$23,780 (-) Land $4,080 Building $19,700
2024	$885.00 (-2.75%) Homeowner's exemption	$23,780 (-) Land $4,080 Building $19,700
2023	$910.00 (-37.67%) Homeowner's exemption	$23,780 (+7.8%) Land $4,080 Building $19,700	$67,940 Land $11,660 Building $56,280
2022	$1,460.00 Homeowner's exemption	$22,060 Land $4,380 Building $17,680
2020			$63,020 Land $12,510 Building $50,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 4th St in Zone X, an area of minimal flood risk, though there have been 82 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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