13 4th St, Shelby, OH 44875 Property Records

Richland County property record for 13 4th St, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 1922
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jun 2026)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2011 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-026-09-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-026-09-000`
Alternative APN	`05231`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
1st Floor Area	768 sqft
Basement Area	416 sqft
Unfinished Basement	416 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1973
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	150 ft deep x 53 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	136 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13 4TH ST
City	SHELBY
State	OH
Zip	44875-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1455 53 X 150
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4036
Census Tract	2600

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6561 IRVINE CENTER DR, IRVINE, CA 92618-2118
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Aug 30, 2011	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 27, 2023	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 15, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Feb 27, 2023
Deed Document Number	20266538
Deed Book / Page	3043 / 3237
Prior Transfer Date	Feb 22, 2023
Prior Transfer Doc	003001/155
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	13 4TH ST, SHELBY, OH 44875-1303
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03009/5419
Date	Nov 21, 2023
Book Page	3009/5419
Instrument	202300011679

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Mar 1, 2053

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	13 4TH ST, SHELBY, OH 44875-1303
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02074/0112
Date	Aug 30, 2011
Book Page	2074/0112
Instrument	201100009295

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Non-Lending Institution
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2041

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 8, 2026
Property Address	13 4TH ST, SHELBY, OH 44875-1303
Document Number	03043/3237
Book / Page	3043 / 3237
Instrument Date	May 2, 2026
Instrument	20266538
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	BARRISTER TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$101,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618-2118
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006539,
Date	Jun 8, 2026
Instrument	20266539

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND OH
Recording Date	Feb 27, 2023
Property Address	13 4TH ST, SHELBY, OH 44875-1303
Document Number	003001/155
Book / Page	3001 / 155
Instrument Date	Feb 22, 2023
Instrument	202300001822
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	FIRST MERIDIAN TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 4TH ST, SHELBY, OH 44875-1303

Mortgage

Document Number	202300001823
Date	Feb 27, 2023
Instrument	202300001823

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Jun 15, 2020
Property Address	13 4TH ST, SHELBY, OH 44875-1303
Document Number	2791/744
Book / Page	2791 / 744
Instrument Date	Jun 12, 2020
Instrument	202000006442
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	BARRISTER TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4800 N SCOTTSDALE RD, SCOTTSDALE, AZ 85251-7630

Mortgage

Document Number	202000006443
Date	Jun 15, 2020
Instrument	202000006443

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00 (+0.06%)	$40,750 (-) Land $4,080 Building $36,670
2024	$1,595.00 (-0.19%)	$40,750 (-) Land $4,080 Building $36,670
2023	$1,598.00 (-1.36%)	$40,750 (+10.11%) Land $4,080 Building $36,670	$116,430 (+10.1%) Land $11,660 Building $104,770
2022	$1,620.00	$37,010 Land $4,380 Building $32,630
2020			$105,750 Land $12,510 Building $93,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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