14990 Stuart Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 14990 Stuart Rd, Chesaning, MI 48616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1975
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$66,000 (Mar 1991)
Tax Bill	$2,533 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-03-4010-000`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-03-4010-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	88 sqft
Deck Area	Deck Area
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14990 STUART RD
City	CHESANING
State	MI
Zip	48616-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	N 208.75 FT OF S 448 FT OF E 208.75 FT OF E 1/2 OF SE 1/4 -- 1 ACRE SEC 03 T09N R3E
Legal Range	03E
Legal Township	09N
Legal Section	03
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	2
Census Block	2024
Census Tract	12700

Owner

14990 Stuart Rd is owned and occupied by two individuals who acquired it in April 2018.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	516 JACKSON ST, CHESANING, MI 48616-1124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Quit Claim Deed, Transfer · Conventional Mortgage UNITED FINANCIAL CU
Apr 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 1991 · Amount on File
Deed Sale	Mar 27, 1991 · Amount on File
Deed Book / Page	1810 / 35
Last Transfer Date	Apr 16, 2018
Transfer Doc	0000012111
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 19, 2025
Property Address	14990 STUART RD, CHESANING, MI 48616-9484
Document Number	0000022459
Instrument Date	Sep 9, 2025
Instrument	2025022459
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 JACKSON ST, CHESANING, MI 48616-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 JACKSON ST, CHESANING, MI 48616-1124

Mortgage

Document Number	0000022460
Date	Sep 19, 2025
Instrument	2025022460

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 18, 2018
Property Address	14990 STUART RD, CHESANING, MI 48616-9484
Document Number	0000012111
Instrument Date	Apr 16, 2018
Instrument	12111
Transaction Type	Transfer
Record Updated	Apr 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	14990 STUART RD CHESANING MI 486169484, CHESANING, MI 48616-9484

Tax Assessment & Valuation

The 2025 property tax bill for 14990 Stuart Rd was $2,533 with a homeowner's exemption, up 3.3% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,200 (+9.48%)	$226,400 (+9.48%)
2025	$2,533.00 (+3.35%) Homeowner's exemption	$103,400	$206,800
2024	$2,451.00
2023		$85,400	$170,800
2022	$2,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14990 Stuart Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14990 Stuart Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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