14218 Stuart Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 14218 Stuart Rd, Chesaning, MI 48616

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 1,836 sqft · built 2001
Lot Size	1.82 acres (79,279 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2018)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-09-3-03-1001-002`

Property Details

APN / Parcel Number

Primary APN	`13-09-3-03-1001-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modular
Roof Type	Gable
Roof Material	Asphalt
Lot Area	79,279 sqft (1.82 acres)
Deck Area	Deck Area
Patio Area	552 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14218 STUART RD
City	CHESANING
State	MI
Zip	48616-9448
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	A-1
Legal Description	BEG AT A PT WHICH IS 1047.58 FT S FROM NE CORN OF SEC 3 TH CONT S 233.39 FT TH W 373.91 FT TH N 233.39 FT TH E 373.91 FT TO
Legal Range	03E
Legal Township	09N
Legal Section	03
Jurisdiction	SAGINAW MI
Township / Civil Division	CHESANING
Census Block Group	2
Census Block	2000
Census Tract	12700

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14218 STUART RD, CHESANING, MI 48616-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 8, 2020	Loan Modification, Mortgage · Conventional with PMI AMERIFIRST FIN'L CORP
May 21, 2018	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2018 · Amount on Record
Deed Sale	May 21, 2018 · Amount on Record
Prior Sale	Jun 8, 1998 · Amount on Record
Deed Document Number	201814861
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14218 STUART RD, CHESANING, MI 48616-9448
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14218 STUART RD, CHESANING, MI 48616-9448

Mortgage

Document Number	0000024043
Date	Sep 8, 2022
Instrument	2022024043

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jul 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	14218 STUART RD, CHESANING, MI 48616-9448
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14218 STUART RD, CHESANING, MI 48616-9448

Mortgage

Document Number	2021019972
Date	Jun 1, 2021
Instrument	2021019972

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2050

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	14218 STUART RD, CHESANING, MI 48616-9448
Document Number	0000016153
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14218 STUART RD CHESANING MI 486169448, CHESANING, MI 48616-9448

Mortgage

Document Number	0000016153
Date	Jun 25, 2020
Instrument	16153

Lender

Name	AMERIFIRST FIN'L CORP
Address	FLINT, MI 48501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	May 21, 2018
Property Address	14218 STUART RD, CHESANING, MI 48616-9448
Document Number	2018014861
Instrument Date	May 15, 2018
Instrument	2018014861
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14218 STUART RD, CHESANING, MI 48616-9448

Mortgage

Document Number	0000014862
Date	May 21, 2018
Instrument	2018014862

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Chesaning Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,000 (+30.97%)	$214,000 (+30.97%)
2025	$2,616.00 (+16.16%) Homeowner's exemption
2023		$81,700	$163,400
2022	$2,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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