14990 Charm Hill Dr, Sidney, OH 45365 Property Records

Shelby County property record for 14990 Charm Hill Dr, Sidney, OH 45365

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,056 sqft · built 1999
Lot Size0.687 acres (29,930 sqft)
OwnerIndividual Name on Record
Last Sale$224,500 (Oct 2015)
Tax Bill$4,492 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN36-2207377.005

Property Details

APN / Parcel Number

Primary APN36-2207377.005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area4,056 sqft Living Area
1st Floor Area2,028 sqft
Basement Area2,028 sqft
Finished Basement2,028 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area29,930 sqft (0.687 acres)
Lot Dimensions205 ft deep x 146 ft wide
Garage Area716 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Patio Area600 sqft
Shed1 Shed
Shed Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address14990 CHARM HILL DR
CitySIDNEY
StateOH
Zip45365-7700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 110 IN HICKORY DELL ESTATES SECTION 3 270-22-07-377-005PLAT V14 P8
Legal SubdivisionHICKORY DELL ESTATES
Legal Lot Number110
JurisdictionSHELBY OH
Township / Civil DivisionORANGE
Census Block Group4
Census Block4027
Census Tract972200

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address14990 CHARM HILL DR, SIDNEY, OH 45365-7700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CREDIT UNION INC
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Sep 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2015 · Amount on Record
Deed SaleOct 14, 2015 · Amount on Record
Prior SaleApr 23, 1993 · Amount on Record
Deed Document Number20155047
Deed Book / Page2009 / 506
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address14990 CHARM HILL DR, SIDNEY, OH 45365-7700
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address14990 CHARM HILL DR, SIDNEY, OH 45365-7700

Mortgage

Document Number02330/5214
DateMar 18, 2026
Book Page2330/5214
Instrument202601313
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Address3560 PENTAGON BLVD, BEAVERCREEK, OH 45431
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 25, 2051
Interest
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address14990 CHARM HILL DR, SIDNEY, OH 45365-7700
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2301/388
DateAug 2, 2021
Book Page2301/388
Instrument202100005303
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60639
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Property Address14990 CHARM HILL DR, SIDNEY, OH 45365-7700
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2242/774
DateSep 14, 2020
Book Page2242/774
Instrument202000005547
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateOhio
CountyShelby County
County SubdivisionOrange Township
Unified School DistrictSidney City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,492.00 (-5.93%)$136,230 (-) Land $14,340 Building $121,890
2024$4,775.00 (+0.82%) Homeowner's exemption$136,230 (-) Land $14,340 Building $121,890
2023$4,736.00 (+17.99%) Homeowner's exemption$136,230 (+34.81%) Land $14,340 Building $121,890$389,220 (+34.8%) Land $40,970 Building $348,250
2022$4,014.00 Homeowner's exemption$101,050 Land $11,850 Building $89,200
2020$288,740 Land $33,870 Building $254,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims10 (1992–2014)
Claims Outside the SFHA4 of 10
Most Recent ClaimFeb 2014 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40

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