14279 Charm Hill Dr, Sidney, OH 45365 Property Records

Shelby County property record for 14279 Charm Hill Dr, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,065 sqft · built 1987
Lot Size	0.622 acres (27,115 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2207327.018`

Property Details

APN / Parcel Number

Primary APN	`36-2207327.018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,065 sqft Living Area
1st Floor Area	1,186 sqft
Upper Floors Area	1,074 sqft
Basement Area	1,074 sqft
Finished Basement	1,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Material	Shingle
Lot Area	27,115 sqft (0.622 acres)
Lot Dimensions	187 ft deep x 145 ft wide
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	10 sqft
Patio Area	861 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	14279 CHARM HILL DR
City	SIDNEY
State	OH
Zip	45365-9459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 119 WHOLE HICKORY DELL EST 270-22-07-327-018PLAT V14 P8
Legal Subdivision	SECTION THREE OF HICKORY DELL ESTATES
Legal Lot Number	119
Jurisdiction	SHELBY OH
Township / Civil Division	ORANGE
Census Block Group	4
Census Block	4028
Census Tract	972200

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14279 CHARM HILL DR, SIDNEY, OH 45365-9459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 9, 2008
Transfer Doc	001684/165
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	14279 CHARM HILL DR, SIDNEY, OH 45365-9459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2214/538
Date	Apr 6, 2020
Book Page	2214/538
Instrument	202000001804

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 15, 2035

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Orange Township
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,832.00 (-5.94%)	$85,900 (-) Land $11,910 Building $73,990
2024	$3,011.00 (+0.84%) Homeowner's exemption	$85,900 (-) Land $11,910 Building $73,990
2023	$2,986.00 (+4.99%) Homeowner's exemption	$85,900 (+19.99%) Land $11,910 Building $73,990	$245,430 (+2%) Land $34,020 Building $211,410
2022	$2,844.00 Homeowner's exemption	$71,590 Land $9,840 Building $61,750
2020			$204,520 Land $28,100 Building $176,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1992–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2014 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40