1499 Ridgeway Cir, Benton, MO 63736 Property Records

Scott County property record for 1499 Ridgeway Cir, Benton, MO 63736

Property Summary

Property TypeSingle Family Home
Details1,736 sqft · built 2021
Lot Size4.01 acres (174,676 sqft)
Owner2 Individual Names on Record
Tax Bill$1,794 (2025)
Deeds & MortgagesJul 2021 Construction Loan
Feb 2022 Mortgage
Flood ZoneZone X (reduced by levee)
APN08-7.2-26.00-000-000-004.16

Property Details

APN / Parcel Number

Primary APN08-7.2-26.00-000-000-004.16

Interior

Building Area1,736 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Roof MaterialComposition Shingle
Lot Area174,676 sqft (4.01 acres)
Lot Dimensions537 ft deep x 366 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1499 RIDGEWAY CIR
CityBENTON
StateMO
Zip63736-4503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 PINE RIDGE RANCH-PHASE II 366.64 X 536.99 I
Legal Range14E
Legal Township28N
Legal Section26
Legal SubdivisionPINE RIDGE RANCH-PHASE II
Legal Phase2
Legal Lot Number28
JurisdictionSCOTT MO
Township / Civil DivisionMORELAND
Census Block Group1
Census Block1087
Census Tract781000

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1499 RIDGEWAY CIR, BENTON, MO 63736-4503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Deed of Trust, Mortgage · Construction Mortgage
FOCUS BANK
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
FOCUS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MO
Property Address1499 RIDGEWAY CIR, BENTON, MO 63736-4503
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 W MAIN ST, EAST PRAIRIE, MO 63845-1445

Mortgage

Document Number02021/3613
DateJul 13, 2021
Book Page2021/3613
Instrument20213613
Lender
NameFOCUS BANK
TypeBank
AddressCHARLESTON, MO 63834
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term9 Months
DueApr 2, 2022

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT MO
Property Address1499 RIDGEWAY CIR, BENTON, MO 63736-4503
Transaction TypeMortgage
Record UpdatedNov 24, 2022
Title CompanySEMO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 W MAIN ST, EAST PRAIRIE, MO 63845-1445

Mortgage

Document Number002022/729
DateFeb 14, 2022
Book Page2022/729
Instrument20220729
Lender
NameFOCUS BANK
TypeBank
AddressSIKESTON, MO 63801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyScott County
Unified School DistrictScott County R-IV School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,310 (-)
2025$1,794.00$36,310 (+20.19%)$190,720 (+20.23%) Land $9,830 Building $180,890
2023$30,210$158,630 Land $9,830 Building $148,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims52 (1979–2016)
Claims Outside the SFHA6 of 52
Most Recent ClaimJan 2016 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 2 claims
  • Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 9 claims
  • Severe Storms & Flooding, Aug 1993 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTT COUNTY PWSD 4
serves 3,150 people · EPA ID MO4021566
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoSEMO
Fiber
1,000 / 1,000

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