1499 Ave H SW, Winter Haven, FL 33880 Property Records

Polk County property record for 1499 Ave H SW, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,172 sqft · built 1974
Lot Size	0.236 acres (10,267 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2023)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-29-618700-000190`

Property Details

APN / Parcel Number

Primary APN	`26-28-29-618700-000190`
Alternative APNs	`292826618700000190` `92826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	1,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,267 sqft (0.236 acres)
Lot Dimensions	135 ft deep x 78 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	552 sqft
Porch	Finished/Open Porch
Porch Area	88 sqft

Location & Zoning

Street Address	1499 AVENUE H SW
City	WINTER HAVEN
State	FL
Zip	33880-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	HANNA SUB UNIT NO 1 PB 35 PG 31 LOT 19
Legal Range	26E
Legal Township	28S
Legal Section	29
Legal Subdivision	HANNA SUBDIVISION UNIT NO 1
Legal Tract	618700
Legal Block	2
Legal Lot Number	19
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2029
Census Tract	13801

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1499 AVENUE H SW, WINTER HAVEN, FL 33880-2611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2022	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL FLORIDA INCOME FUND LLC
May 3, 2022	Warranty Deed, Transfer USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY
Mar 30, 2022	Warranty Deed, Transfer · Balloon Mortgage GP CAPITAL LLC
Mar 24, 2022	Warranty Deed, Transfer PENSACOLA TITLE CO LLC, PENSACOLA HERITAGE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	2023165795
Deed Book / Page	12765 / 2273
Prior Transfer Date	Nov 5, 2007
Prior Transfer Doc	0000225462
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 18, 2023
Property Address	1499 AVENUE H SW, WINTER HAVEN, FL 33880-2611
Document Number	0000165795
Book / Page	12765 / 2273
Map Reference	MB 35 PG 31
Instrument Date	Jul 10, 2023
Instrument	2023165795
Transaction Type	Transfer
Record Updated	Aug 7, 2023
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1499 AVENUE H SW, WINTER HAVEN, FL 33880-2611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1499 AVENUE H SW, WINTER HAVEN, FL 33880-2611

Mortgage

Document Number	0127652275
Date	Jul 18, 2023
Instrument	12765/2275

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 22, 2022
Property Address	1499 AVENUE H SW, WINTER HAVEN, FL 33880-2611
Document Number	0000257923
Book / Page	12430 / 141
Map Reference	MB 35 PG 31
Instrument Date	Sep 22, 2022
Instrument	2022257923
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	TRUST MARK TITLE, TRUST & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,044.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10845 GILFFLTB PEAK #200200, 10845, LAS VEGAS, NV 89135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1499 AVENUE H SW, WINTER HAVEN, FL 33880-2611

Mortgage

Document Number	0012430144
Date	Sep 22, 2022
Instrument	12430/144

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 12, 2052

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 4, 2022
Property Address	1499 AVENUE H SW, WINTER HAVEN, FL 33880-2611
Document Number	0000120718
Book / Page	12237 / 925
Map Reference	MB 35 PG 31
Instrument Date	Apr 29, 2022
Instrument	2022120718
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5601 MARINER ST # 104104, 5601, TAMPA, FL 33609-3405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10845 GRIFFITH PEAK DR STE 200, 200, LAS VEGAS, NV 89135-1568

Mortgage

Document Number	0012237927
Date	May 4, 2022
Instrument	12237/927

Lender

Name	CENTRAL FLORIDA INCOME FUND LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2023

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 3, 2022
Property Address	1499 AVENUE H SW, WINTER HAVEN, FL 33880-2611
Document Number	0000119181
Book / Page	12235 / 399
Map Reference	MB 35 PG 31
Instrument Date	Apr 29, 2022
Instrument	2022119181
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,008.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6822 22ND AVE N, 6822, SAINT PETERSBURG, FL 33710-3918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 MARINER ST STE 104, 104, TAMPA, FL 33609-3450
Investor	Possibly a Property Investor

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 30, 2022
Property Address	1499 AVENUE H SW, WINTER HAVEN, FL 33880-2611
Document Number	0000086891
Book / Page	12186 / 1577
Map Reference	MB 35 PG 31
Instrument Date	Mar 17, 2022
Instrument	2022086891
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	USA NATIONAL TITLE COMPANY, BAY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4960 HIGHWAY 90135, 4960, PACE, FL 32571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6822 22ND AVE N, SAINT PETERSBURG, FL 33710-3918

Mortgage

Document Number	0121861579
Date	Mar 30, 2022
Instrument	12186/1579

Lender

Name	GP CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 24, 2022
Property Address	1499 AVENUE H SW, WINTER HAVEN, FL 33880-2611
Document Number	0000080116
Book / Page	12176 / 2091
Map Reference	MB 35 PG 31
Instrument Date	Mar 11, 2022
Instrument	2022080116
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	PENSACOLA TITLE CO LLC, PENSACOLA HERITAGE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5108 WHITING DR, 5108, SEBRING, FL 33870-1194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 HIGHWAY 90 # 135, 135, PACE, FL 32571-1413

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,539 (+2.7%)	$191,414 (-3.51%) Land $18,500 Building $172,914
2025	$1,829.00 (-37.79%) Homeowner's exemption	$139,765 (-28.57%)	$198,367 (+1.38%) Land $18,500 Building $179,867
2023	$2,940.00 (+99.19%) Homeowner's exemption	$195,675 (+69.56%) Land $18,000 Building $177,675	$195,675 (+48.69%) Land $18,000 Building $177,675
2022	$1,476.00	$115,399	$131,599 Land $15,000 Building $116,599

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	11 (1992–2022)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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