1426 Ave H SW, Winter Haven, FL 33880 Property Records

Polk County property record for 1426 Ave H SW, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 2007
Lot Size	0.25 acres (10,873 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Aug 2021)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-29-618700-000230`

Property Details

APN / Parcel Number

Primary APN	`26-28-29-618700-000230`
Alternative APNs	`292826618700000230` `92826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,366 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,366 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,873 sqft (0.25 acres)
Lot Dimensions	133 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	506 sqft
Porch	Unfinished Open Porch
Porch Area	28 sqft
Shed	1 Shed

Location & Zoning

Street Address	1426 AVENUE H SW
City	WINTER HAVEN
State	FL
Zip	33880-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	HANNA SUB UNIT NO 1 PB 35 PG 31 LOT 23
Legal Range	26E
Legal Township	28S
Legal Section	29
Legal Subdivision	HANNA SUBDIVISION UNIT NO 1
Legal Tract	618700
Legal Block	2
Legal Lot Number	23
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2008
Census Tract	13801

Owner

1426 Ave H SW is owned and occupied by two individuals who bought it in August 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1426 AVENUE H SW, WINTER HAVEN, FL 33880-2610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK & TRUST
Dec 17, 2020	Warranty Deed, Transfer UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC
Jun 6, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Document Number	2021227151
Deed Book / Page	11871 / 639
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 31, 2021
Property Address	1426 AVENUE H SW, WINTER HAVEN, FL 33880-2610
Document Number	0000227151
Book / Page	11871 / 639
Map Reference	MB 35 PG 31
Instrument Date	Aug 27, 2021
Instrument	2021227151
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LUXE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 296, ALTURAS, FL 33820-0296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 AVENUE H SW, WINTER HAVEN, FL 33880-2610

Mortgage

Document Number	0011871641
Date	Aug 31, 2021
Instrument	11871/641

Lender

Name	CITIZENS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 17, 2020
Property Address	1426 AVENUE H SW, WINTER HAVEN, FL 33880-2610
Document Number	0115002228
Book / Page	011500 / 002228
Instrument Date	Dec 16, 2020
Instrument	273706
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount on Record
Tax	$1,855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1426 AVENUE H SW WINTER HAVEN FL 338802610, WINTER HAVEN, FL 33880-2610

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 6, 2018
Property Address	1426 AVENUE H SW, WINTER HAVEN, FL 33880-2610
Document Number	0105081641
Book / Page	010508 / 001641
Instrument Date	Jun 5, 2018
Instrument	120901
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1426 AVENUE H SW WINTER HAVEN FL 338802610, WINTER HAVEN, FL 33880-2610

Mortgage

Document Number	105081643
Date	Jun 6, 2018
Book Page	010508/001643
Instrument	120902

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,448 (-0.17%) Land $37,853 Building $254,595	$292,448 (-0.17%) Land $37,853 Building $254,595
2025	Homeowner's exemption	$292,960 Land $37,853 Building $255,107	$292,960 Land $37,853 Building $255,107
2023	Homeowner's exemption	$284,638	$314,627 Land $37,080 Building $277,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1426 Ave H SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	11 (1992–2022)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1426 Ave H SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on Ave H SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures