14989 Elm St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 14989 Elm St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,175 sqft · built 1980
Lot Size	1.01 acres (44,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (Aug 2022)
Tax Bill	$4,371 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0409-101-20-0000`

Property Details

APN / Parcel Number

Primary APN	`0409-101-20-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
Gross Area	1,842 sqft
1st Floor Area	1,175 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1981
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	44,125 sqft
Lot Dimensions	353 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	368 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	14989 ELM ST
City	HESPERIA
State	CA
Zip	92345-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4575 LOT 197 TR NO 4575 OLD TRAIL RANCHOS NO 1 LOT 197 EX WTR RTS AND EX 1/2 INT MNL RTS WOSE
Legal Subdivision	OLD TRAIL RANCHOS UNIT #1
Legal Tract	4575
Legal Block	1
Legal Lot Number	197
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1025
Census Tract	10030

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14989 ELM ST, HESPERIA, CA 92345-3809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Grant Deed, Transfer · Conventional Mortgage PEOPLES DISCOUNT MORTGAGE INC
Feb 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE WEST
Apr 7, 2022	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	2022289820
Record Updated	Sep 20, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 23, 2022
Property Address	14989 ELM ST, HESPERIA, CA 92345-3809
Document Number	0000289820
Map Reference	MB 56 PG 96-100
Instrument Date	Aug 11, 2022
Instrument	2022-0289820
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14989 ELM ST, HESPERIA, CA 92345-3809

Mortgage

Document Number	0000289821
Date	Aug 23, 2022
Instrument	2022-0289821

Lender

Name	PEOPLES DISCOUNT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14989 ELM ST, HESPERIA, CA 92345-3809
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD 100, 100, REDONDO BEACH, CA 90278-1230

Mortgage

Document Number	0000077543
Date	Feb 28, 2022
Instrument	2022-0077543

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 7, 2022
Property Address	14989 ELM ST, HESPERIA, CA 92345-3809
Document Number	0000131247
Map Reference	MB 56 PG 96-100
Instrument Date	Feb 17, 2022
Instrument	2022-0131247
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,381 (+2%) Land $97,631 Building $307,750
2025	$4,371.00 (+1.82%) Homeowner's exemption	$397,433 (+4.04%) Land $95,717 Building $301,716
2023	$4,293.00 (+202.32%)	$382,000 Land $92,000 Building $290,000
2022	$1,420.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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