14980 Elm St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 14980 Elm St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,256 sqft · built 1977
Lot Size	0.999 acres (43,500 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Feb 2026)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0409-084-19-0000`

Property Details

APN / Parcel Number

Primary APN	`0409-084-19-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	2,256 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	43,500 sqft (0.999 acres)
Lot Dimensions	300 ft deep x 145 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	14980 ELM ST
City	HESPERIA
State	CA
Zip	92345-3809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4575 LOT 189 TR NO 4575 OLD TRAIL RANCHOS NO 1 LOT 189 EX WATER RTS AND EX 1/2 INT MINERAL RTS WITHOUT SURFACE ENTRY
Legal Subdivision	OLD TRAIL RANCHOS
Legal Tract	4575
Legal Block	1
Legal Lot Number	189
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1024
Census Tract	10030

Owner

14980 Elm St is owned and occupied by two individuals who bought it in February 2026.

Source: San Bernardino County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14980 ELM ST, HESPERIA, CA 92345-3809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 12, 2026	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Jul 31, 2018	Grant Deed, Transfer · FHA Mortgage VISION ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2026 · Amount on File
Deed Sale	Feb 12, 2026 · Amount on File
Prior Sale	Jul 31, 2018 · Amount on File
Deed Document Number	202641213
Prior Transfer Date	Aug 28, 2025
Prior Transfer Doc	0000041213
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	14980 ELM ST, HESPERIA, CA 92345-3809
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14980 ELM ST, HESPERIA, CA 92345-3809

Mortgage

Document Number	0000265060
Date	Oct 26, 2023
Instrument	2023-0265060

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Aug 1, 2051

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 12, 2026
Property Address	14980 ELM ST, HESPERIA, CA 92345-3809
Document Number	0000041213
Map Reference	MB 56 PG 96-100
Instrument Date	Aug 28, 2025
Instrument	2026-0041213
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14980 ELM ST, HESPERIA, CA 92345-3809

Mortgage

Document Number	0000041214
Date	Feb 12, 2026
Instrument	2026-0041214

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 31, 2018
Property Address	14980 ELM ST, HESPERIA, CA 92345-3809
Document Number	0000279275
Map Reference	MB 56 PG 96-100
Instrument Date	Nov 13, 2017
Instrument	2018-0279275
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14980 ELM ST, HESPERIA, CA 92345-3809

Mortgage

Document Number	0000279276
Date	Jul 31, 2018
Instrument	2018-0279276

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000279278
Date	Jul 31, 2018
Instrument	2018-0279278

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14980 Elm St was $5,555.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,418 (+2%) Land $73,960 Building $284,458
2025	$5,555.00	$351,390 Land $72,510 Building $278,880
2023	$4,415.00 (+19.26%)	$337,745 Land $69,694 Building $268,051
2022	$3,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14980 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14980 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures