Frederick County property record for 1498 Key Pkwy, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,700 sqft · built 1979 |
| Lot Size | 0.119 acres (5,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Nov 2025) |
| Tax Bill | $5,456 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-054485 |
| Primary APN | 02-054485 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,188 sqft (0.119 acres) |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 054485 |
|---|---|
| Street Address | 1498 KEY PKWY |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3737 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LT 57 SEC 5 5188 SQ OLD CAMP ROAD STONEGATE FARMS |
| Legal Subdivision | STONEGATE FARMS |
| Legal Lot Number | 57 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 750507 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1498 Key Pkwy, a townhouse, is owned and occupied by an individual who bought it in November 2025.
Source: Frederick County records, as of May 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1498 KEY PKWY, FREDERICK, MD 21702-3737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC |
| Nov 19, 2025 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on File |
| Deed Sale | Nov 19, 2025 · Amount on File |
| Prior Sale | Dec 8, 2016 · Amount on File |
| Deed Book / Page | 17610 / 418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 29, 2026 |
| Property Address | 1498 KEY PKWY, FREDERICK, MD 21702-3737 |
| Document Number | 1783000028 |
| Book / Page | 17839 / 28 |
| Instrument Date | Apr 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 1498 KEY PKWY, FREDERICK, MD 21702-3737 |
| Document Number | 1783000028, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 17839/28 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 19, 2025 |
| Property Address | 1498 KEY PKWY, FREDERICK, MD 21702-3737 |
| Document Number | 0176100418 |
| Book / Page | 17610 / 418 |
| Map Reference | MB 18 PL 145 |
| Instrument Date | Jun 27, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | MTA TITLE AND ESCROW LLC, VEMA TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1498 KEY PKWY, FREDERICK, MD 21702-3737 |
| Document Number | 0017610424 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 17610/424 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jul 1, 2055 |
The 2025 property tax bill for 1498 Key Pkwy was $5,456, up 9% from the year before.
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,456.00 (+8.99%) | $294,100 Land $65,000 Building $229,100 | $294,100 Land $65,000 Building $229,100 |
| 2024 | $5,006.00 (+12.54%) | ||
| 2023 | $4,448.00 | $242,567 | $294,100 Land $65,000 Building $229,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1498 Key Pkwy in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1498 Key Pkwy is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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