Frederick County property record for 1495 Key Pkwy, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,490 sqft · built 1980 |
| Lot Size | 0.131 acres (5,703 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Oct 2022) |
| Tax Bill | $4,828 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-054663 |
| Primary APN | 02-054663 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,490 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,703 sqft (0.131 acres) |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 054663 |
|---|---|
| Street Address | 1495 KEY PKWY |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3745 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LT 74 SEC 5 5703 SQ KEY PARKWAY STONEGATE FARMS |
| Legal Subdivision | STONEGATE FARMS |
| Legal Lot Number | 74 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 750507 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1495 Key Pkwy, a townhouse, is owned and occupied by an individual who bought it in October 2022.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1495 KEY PKWY, FREDERICK, MD 21702-3745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Oct 19, 2022 | Deed, Transfer · FHA Mortgage WEST TOWN BANK & TRUST |
| Oct 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Nov 21, 2019 | Deed, Transfer · FHA Mortgage OLD LINE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on File |
| Deed Sale | Oct 19, 2022 · Amount on File |
| Prior Sale | Nov 21, 2019 · Amount on File |
| Deed Book / Page | 16186 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1495 KEY PKWY, FREDERICK, MD 21702-3745 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1495 KEY PKWY, FREDERICK, MD 21702-3745 |
| Document Number | 0167710160 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 16771/160 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1495 KEY PKWY, FREDERICK, MD 21702-3745 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1495 KEY PKWY, FREDERICK, MD 21702-3745 |
| Document Number | 0157430119 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 15743/119 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 19, 2022 |
| Property Address | 1495 KEY PKWY, FREDERICK, MD 21702-3745 |
| Document Number | 0161860197 |
| Book / Page | 16186 / 197 |
| Map Reference | MB 18 FO 145 |
| Instrument Date | Oct 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1495 KEY PKWY, FREDERICK, MD 21702-3745 |
| Document Number | 0016186204 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 16186/204 |
| Name | WEST TOWN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1495 KEY PKWY, FREDERICK, MD 21702-3745 |
| Document Number | 0142280007 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1495 KEY PKWY FREDERICK MD 217023745, FREDERICK, MD 21702-3745 |
| Document Number | 0142280007 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 014228/000007 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 21, 2019 |
| Property Address | 1495 KEY PKWY, FREDERICK, MD 21702-3745 |
| Document Number | 0133560034 |
| Book / Page | 13356 / 0034 |
| Map Reference | MB 18 FO 145 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | BRENNAN TTL CO NATL ACCOUNTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $497.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1495 KEY PKWY, FREDERICK, MD 21702-3745 |
| Document Number | 133560042 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 13356/0042 |
| Name | OLD LINE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 1495 Key Pkwy was $4,828 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,200 | $309,200 Land $85,000 Building $224,200 | |
| 2025 | $4,828.00 | ||
| 2023 | $3,951.00 (+29.33%) | $214,900 (+11.64%) | $259,700 (+34.91%) Land $65,000 Building $194,700 |
| 2022 | $3,055.00 Homeowner's exemption | $192,500 Land $55,000 Building $137,500 | $192,500 Land $55,000 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1495 Key Pkwy in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1495 Key Pkwy is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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