14975 State Rd T, Festus, MO 63028 Property Records

Jefferson County property record for 14975 State Rd T, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,195 sqft · built 1993
Lot Size5.63 acres (245,678 sqft)
Owner2 Individual Names on File
Last Sale$335,195 (Aug 2025)
Tax Bill$1,623 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN22-4.0-19.0-0-000-004.02

Property Details

APN / Parcel Number

Primary APN22-4.0-19.0-0-000-004.02
Alternative APN
  • 2240190 00402

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,195 sqft Living Area
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Lot Area245,678 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area352 sqft
Patio Area176 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address14975 STATE ROAD T
CityFESTUS
StateMO
Zip63028-4926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionPT FRL SEC
Legal Range6E
Legal Township39N
Legal Section19
Legal Block2
JurisdictionJEFFERSON MO
Township / Civil DivisionPLATTIN
Census Block Group2
Census Block2033
Census Tract701403

Owner

14975 State Rd T is owned and occupied by two individuals who bought it in August 2025.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14975 STATE ROAD T, FESTUS, MO 63028-4926
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2025 · Amount on File
Deed SaleAug 8, 2025 · Amount on File
Deed Document Number202519813
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address14975 STATE ROAD T, FESTUS, MO 63028-4926
Document Number0000019026
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanySECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address14975 STATE ROAD T FESTUS MO 630284926, FESTUS, MO 63028-4926

Mortgage

Document Number0000019026
DateJul 2, 2019
Instrument19026
Lender
NameVANTAGE CU
AddressBRIDGETON, MO 63044
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 1, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 14975 State Rd T was $1,623, up 6.4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictDe Soto 73 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,500 (-) Land $3,600 Building $22,900$139,200 (-) Land $18,700 Building $120,500
2025$1,623.00 (+6.43%)$26,500 Land $3,600 Building $22,900$139,200 (-) Land $18,700 Building $120,500
2024$1,525.00 (+0.07%)$139,200 (+7.91%) Land $18,700 Building $120,500
2023$1,524.00$24,600 Land $3,600 Building $21,000$129,000 Land $18,700 Building $110,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14975 State Rd T in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1997–2006)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14975 State Rd T is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 12
serves 3,300 people · EPA ID MO6024304
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd T

Nearby Streets

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