14940 State Rd T, Festus, MO 63028 Property Records

Jefferson County property record for 14940 State Rd T, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,732 sqft · built 2018
Lot Size	7.06 acres (307,534 sqft)
Owner	2 Individual Names on File
Last Sale	$32,500 (May 2018)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-4.0-18.0-0-000-013.06`

Property Details

APN / Parcel Number

Primary APN	`22-4.0-18.0-0-000-013.06`
Alternative APN	`2240180 01306`

Interior

Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,532 sqft
1st Floor Area	1,732 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	307,534 sqft
Garage Type	Attached
Garage Area	800 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	14940 STATE ROAD T
City	FESTUS
State	MO
Zip	63028-4919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	PLATTIN RIDGE LOT 1
Legal Range	6E
Legal Township	39N
Legal Section	18
Legal Subdivision	PLATTIN RIDGE
Legal Block	2
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2057
Census Tract	701403

Owner

14940 State Rd T is owned and occupied by two individuals who bought it in May 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14940 STATE ROAD T, FESTUS, MO 63028-4919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2019	Deed of Trust, Mortgage GUILD MTG
Nov 20, 2018	Trustee's Deed, Construction Loan · Line of Credit UNICO BK
May 7, 2018	Warranty Deed, Transfer BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Prior Sale	Nov 14, 2016
Deed Document Number	201813506
Prior Transfer Date	Apr 26, 2012
Prior Transfer Doc	0000012038
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	14940 STATE ROAD T, FESTUS, MO 63028-4919
Document Number	0000016439
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14940 STATE ROAD T FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	0000016439
Date	Jun 10, 2019
Instrument	16439

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 9, 2039

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 20, 2018
Property Address	14940 STATE ROAD T, FESTUS, MO 63028-4919
Instrument Date	Nov 9, 2018
Instrument	35284
Transaction Type	Construction Loan
Record Updated	Dec 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	706 RIVERVIEW DR PEVELY MO 630702933, PEVELY, MO 63070-2933

Mortgage

Document Number	0000035284
Date	Nov 20, 2018
Instrument	35284

Lender

Name	UNICO BK
Type	Bank
Address	MINERAL POINT, MO 63660

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 19, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 7, 2018
Property Address	14940 STATE ROAD T, FESTUS, MO 63028-4919
Document Number	0000013506
Instrument Date	May 4, 2018
Instrument	13506
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14940 STATE ROAD T FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	13507
Date	May 7, 2018
Instrument	13507

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	PEVELY, MO 62269-8626

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14940 State Rd T was $2,714, up 7.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,300 (-) Land $4,100 Building $40,200	$233,100 (-) Land $21,400 Building $211,700
2025	$2,714.00 (+7.27%)	$44,300 Land $4,100 Building $40,200	$233,100 (-) Land $21,400 Building $211,700
2024	$2,530.00 (+0.08%)		$233,100 (+8.67%) Land $21,400 Building $211,700
2023	$2,528.00	$40,800 Land $4,100 Building $36,700	$214,500 Land $21,400 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14940 State Rd T in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2006 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14940 State Rd T is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rd T

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