Lee County property record for 14971 Binder Dr, Captiva, FL 33924 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1993 |
| Square Footage | 3,517 sqft Living Area |
| Lot Size | 18,687 sqft (0.429 acres) |
| Garage | Attached, 1,710 sqft |
| Pool | 1 sqft |
| Tax Bill | $23,758.00 (2025) |
| Primary APN | 26-45-21-03-00057.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,517 sqft Living Area |
| Gross Area | 7,116 sqft Gross Area |
| 1st Floor Area | 1,904 sqft 1st Floor |
| Upper Floors Area | 1,463 sqft Upper Floors |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Victorian |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 18,687 sqft (0.429 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 1,710 sqft Garage |
| Pool Area | 1 sqft Pool |
|---|---|
| Patio Area | 615 sqft Patio |
| Porch | Florida Room |
| Porch Area | 728 sqft Porch |
| View / Lot | Bay |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10004198 |
|---|---|
| Street Address | 14971 BINDER DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANES F.A.2ND.BAYVIEW SUBD PB 3 PG 75 LT 57+PT LT 58 TH S 15 FT |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 26 |
| Legal Subdivision | CAPTIVA BEACH SUBD - LANES SUBD |
| Legal Tract | 03 |
| Legal Block | 1 |
| Legal Lot Number | 57,58 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 80100 |
Source: Lee County records · APN 26-45-21-03-00057.0000
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 851 OHIO PIKE, CINCINNATI, OH 45245-2203 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Feb 12, 2018 | Grant Deed, Mortgage AMERICAN MOMENTUM BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 1993 |
| Deed Sale | Aug 06, 1993 |
| Deed Book / Page | 2413 / 538 |
| Last Transfer Date | Nov 14, 2024 |
| Transfer Doc | 0000310702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 14971 BINDER DR, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000313515 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020000313515 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.97% |
| Type Change Date | Dec 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.97% |
| Index | 1-Year LIBOR |
| Max Rate | 7.97% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 12, 2018 |
| Property Address | 14971 BINDER DR, CAPTIVA, FL 33924 |
| Document Number | 0000034129 |
| Instrument Date | Feb 02, 2018 |
| Instrument | 34129 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Title Company | SUPERIOR TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2344 RIVERSIDE DR CINCINNATI OH 452021812, CINCINNATI, OH 45202-1812 |
| Document Number | 34130 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 34130 |
| Name | AMERICAN MOMENTUM BK |
|---|---|
| Type | Bank |
| Address | 1 MOMENTUM BLVD, COLLEGE STATION, TX 77845-6199 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,506,119 (-8.95%) Land $1,506,109 Building $10 | $1,506,119 (-12.84%) Land $1,506,109 Building $10 | |
| 2025 | $23,758.00 (+15%) | $1,654,166 (+21%) | $1,727,937 (+26.4%) Land $1,727,927 Building $10 |
| 2023 | $20,660.00 (-43.15%) | $1,367,079 (-50.77%) Land $1,367,069 Building $10 | $1,367,079 (-50.77%) Land $1,367,069 Building $10 |
| 2022 | $36,339.00 | $2,776,641 Land $1,607,500 Building $1,169,141 | $2,776,641 Land $1,607,500 Building $1,169,141 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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