14970 Binder Dr, Captiva, FL 33924 Property Records

Lee County property record for 14970 Binder Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,007 sqft · built 2017
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Company Names on File
Last Sale	$630,000 (Jun 2016)
Tax Bill	$23,013 (2025)
Deeds & Mortgages	Apr 2020 Transfer Jun 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`26-45-21-03-00073.0020`

Property Details

APN / Parcel Number

Primary APN	`26-45-21-03-00073.0020`
Alternative APNs	`21264503000730020` `10004212`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,007 sqft Living Area
Gross Area	6,471 sqft
1st Floor Area	1,034 sqft
Upper Floors Area	2,666 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	7,100 sqft (0.163 acres)
Garage Type	Attached
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	770 sqft
Porch	Florida Room
Porch Area	833 sqft
Patio Area	776 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10004212
Street Address	14970 BINDER DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LANES F A 2ND BAYVIEW SUBD PB 3 PG 75 PT LTS 80 81+82 AS DESC OR 0679/0429
Legal Range	21E
Legal Township	45S
Legal Section	26
Legal Subdivision	CAPTIVA BEACH SUBD - LANES SUBD
Legal Tract	03
Legal Block	1
Legal Lot Number	80
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1050
Census Tract	80100

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	14970 BINDER DR, CAPTIVA, FL 33924
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jan 11, 2018	Warranty Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 6, 2016 · Amount on Record
Deed Sale	Jun 6, 2016 · Amount on Record
Prior Sale	Dec 17, 2015 · Amount on Record
Deed Document Number	2016120398
Last Transfer Date	Mar 11, 2020
Transfer Doc	0000096047
Record Updated	Sep 20, 2026

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Apr 22, 2020
Property Address	14970 BINDER DR, CAPTIVA, FL 33924
Document Number	0000096047
Instrument Date	Mar 11, 2020
Instrument	96047
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	261 E MAIN ST GLOUCESTER MA 019304141, GLOUCESTER, MA 01930-4141

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 27, 2018
Property Address	14970 BINDER DR, CAPTIVA, FL 33924
Document Number	0000156458
Instrument Date	Jun 20, 2018
Instrument	156458
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	261 E MAIN ST GLOUCESTER MA 019304141, GLOUCESTER, MA 01930-4141

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 11, 2018
Property Address	14970 BINDER DR, CAPTIVA, FL 33924
Document Number	0000008873
Instrument Date	Dec 28, 2017
Instrument	8873
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	SUPERIOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	591 DIXON RD NEWNAN GA 302634435, NEWNAN, GA 30263-4435

Mortgage

Document Number	8874
Date	Jan 11, 2018
Instrument	8874

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,013.00 (+25.57%) Homeowner's exemption	$1,710,063 (+33.24%) Land $1,132,811 Building $577,252	$1,710,063 (+33.24%) Land $1,132,811 Building $577,252
2023	$18,327.00 (-28.53%)	$1,283,457 (-34.28%) Land $795,738 Building $487,719	$1,283,457 (-34.28%) Land $795,738 Building $487,719
2022	$25,642.00	$1,952,987 Land $928,750 Building $1,024,237	$1,952,987 Land $928,750 Building $1,024,237

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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