1497 Putnam Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1497 Putnam Rd, Schenectady, NY 12306

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,298 sqft · built 1912
Lot Size110 acres (4,821,221 sqft)
Owner2 Individual Names on Record
Tax Bill$14,571 (2026)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 47.-2-1

Property Details

APN / Parcel Number

Primary APN422800 47.-2-1
Alternative APN
  • 280004700000020010000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,298 sqft Living Area
1st Floor Area1,299 sqft
2nd Floor Area999 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialBrick
Lot Area4,821,221 sqft (110 acres)
Garage TypeAttached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchPorch
Porch Area194 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1497 PUTNAM RD
CitySCHENECTADY
StateNY
Zip12306-6121
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA-1
Legal Block2
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2025
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1497 PUTNAM RD, SCHENECTADY, NY 12306-6121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1497 PUTNAM RD, SCHENECTADY, NY 12306-6121
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012648
DateMar 26, 2018
Book Page4827/001
Instrument201812648
Lender
NameFIRST NATIONAL BANK OF SCOTIA
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
AmountAmount Recorded
Term60 Months
DueMar 16, 2023

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,571.00 (-2.87%) Homeowner's exemption
2025$15,001.00$238,000 (-) Land $86,700 Building $151,300$366,200 (+16.92%) Land $133,401 Building $232,799
2023$238,000 Land $86,700 Building $151,300$313,200 Land $114,094 Building $199,106

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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