1291 Putnam Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1291 Putnam Rd, Schenectady, NY 12306 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,539 sqft · built 1955
Lot Size1.3 acres (56,628 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (May 2025)
Tax Bill$6,434 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 47.-3-1.1

Property Details

APN / Parcel Number

Primary APN422800 47.-3-1.1
Alternative APN
  • 280004700000030010010000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,539 sqft Living Area
1st Floor Area1,026 sqft
Upper Floors Area513 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area56,628 sqft (1.3 acres)
Garage TypeMixed
Garage Area1,060 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1291 PUTNAM RD
CitySCHENECTADY
StateNY
Zip12306-6119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number1.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2025
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 47.-3-1.1

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1437 NOTT ST, SCHENECTADY, NY 12308-2620
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 14, 2025 · Amount on Record
Deed SaleMay 14, 2025 · Amount on Record
Prior SaleMay 13, 2020 · Amount on Record
Deed Document Number202511791
Deed Book / Page2149 / 683
Record UpdatedSep 20, 2026

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMay 13, 2020
Property Address1291 PUTNAM RD, SCHENECTADY, NY 12306-6119
Document Number0000013921
Book / Page2034 / 631
Instrument DateApr 15, 2020
Instrument202013921
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1291 PUTNAM RD, 1291, SCHENECTADY, NY 12306-6119

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 S MAIN ST, MONTICELLO, UT 84535-7705

Mortgage

Document Number0000013923
DateMay 13, 2020
Instrument202013923
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,434.00$177,000 (-) Land $30,800 Building $146,200$272,300 (+16.92%) Land $47,383 Building $224,917
2023$177,000 Land $30,800 Building $146,200$232,900 Land $40,527 Building $192,373

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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