1497 Elm St, Ukiah, CA 95482 Property Records

Mendocino County property record for 1497 Elm St, Ukiah, CA 95482

Property Summary

Property Type	Single Family Home
Lot Size	0.114 acres (4,974 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Sep 2015)
Tax Bill	$2,828 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-396-11`

Property Details

APN / Parcel Number

Primary APN	`001-396-11`
Alternative APN	`001-396-11-00`

Exterior

Lot Area	4,974 sqft (0.114 acres)

Location & Zoning

Old Parcel Number	001-396-11
Street Address	1497 ELM ST
City	UKIAH
State	CA
Zip	95482-3825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 36 OF EMPIRE GARDENS SUB #1 RECORDED DEC 19, 1952 IN C1, D9, P121, MCR.
Legal Subdivision	EMPIRE GARDENS SUB
Legal Block	3
Legal Lot Number	36
Jurisdiction	MENDOCINO CA
Township / Civil Division	UKIAH
Census Block Group	3
Census Block	3009
Census Tract	11501

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1497 ELM ST, UKIAH, CA 95482-3825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 10, 2019	Deed of Trust, Mortgage · FHA Mortgage ORION LNDG
Jun 14, 2017	Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR AMERICA LOAN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2015 · Amount on Record
Deed Sale	Sep 2, 2015 · Amount on Record
Deed Document Number	201511993
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	0000011992
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1497 ELM ST, UKIAH, CA 95482-3825
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 ELM ST, UKIAH, CA 95482-3825

Mortgage

Document Number	0000002767
Date	Apr 5, 2024
Instrument	2024-02767

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2044

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1497 ELM ST, UKIAH, CA 95482-3825
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004385
Date	Apr 20, 2020
Instrument	2020-04385

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jun 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1497 ELM ST, UKIAH, CA 95482-3825
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 ELM ST, UKIAH, CA 95482-3825

Mortgage

Document Number	0000004810
Date	Mar 26, 2021
Instrument	2021-04810

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jul 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1497 ELM ST, UKIAH, CA 95482-3825
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1497 ELM ST, UKIAH, CA 95482-3825

Mortgage

Document Number	0000014647
Date	Sep 28, 2021
Instrument	2021-14647

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1497 ELM ST, UKIAH, CA 95482-3825
Document Number	0000004028
Instrument Date	Apr 10, 2019
Transaction Type	Mortgage
Record Updated	Apr 26, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1497 ELM ST UKIAH CA 954823825, UKIAH, CA 95482-3825

Mortgage

Document Number	0000004028
Date	Apr 16, 2019
Instrument	4028

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1497 ELM ST, UKIAH, CA 95482-3825
Document Number	0000008012
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1497 ELM ST UKIAH CA 954823825, UKIAH, CA 95482-3825

Mortgage

Document Number	0000008012
Date	Jun 21, 2017
Instrument	8012

Lender

Name	ENDEAVOR AMERICA LOAN SVCS
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2047

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Ukiah City
Unified School District	Ukiah Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$235,449 (+2%) Land $108,669 Building $126,780
2025	$2,828.00 (+4.97%) Homeowner's exemption	$230,834 (+4.04%) Land $106,539 Building $124,295
2023	$2,694.00 (+9.47%) Homeowner's exemption	$221,871 Land $102,402 Building $119,469
2020	$2,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UKIAH serves 16,067 people · EPA ID CA2310003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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