1395 Elm St, Ukiah, CA 95482 Property Records

Mendocino County property record for 1395 Elm St, Ukiah, CA 95482

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 965 sqft · built 1954
Lot Size	0.132 acres (5,729 sqft)
Owner	2 Individual Names on File
Last Sale	$167,000 (Nov 2014)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-396-16`

Property Details

APN / Parcel Number

Primary APN	`001-396-16`
Alternative APN	`001-396-16-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	965 sqft Building Perimeter
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	5,729 sqft (0.132 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Old Parcel Number	001-396-16
Street Address	1395 ELM ST
City	UKIAH
State	CA
Zip	95482-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 41 OF EMPIRE GARDENS SUB #1 RECORDED DEC 19, 1952 IN C1, D9, P121, MCR.
Legal Subdivision	EMPIRE GARDENS SUB
Legal Block	3
Legal Lot Number	41
Jurisdiction	MENDOCINO CA
Township / Civil Division	UKIAH
Census Block Group	3
Census Block	3009
Census Tract	11501

Owner

1395 Elm St is owned and occupied by two individuals who bought it in November 2014.

Source: Mendocino County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1395 ELM ST, UKIAH, CA 95482-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Apr 7, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2014 · Amount on File
Deed Sale	Nov 25, 2014 · Amount on File
Deed Document Number	201414056
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1395 ELM ST, UKIAH, CA 95482-3824
Document Number	0000007491
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1395 ELM ST UKIAH CA 954823824, UKIAH, CA 95482-3824

Mortgage

Document Number	0000007491
Date	Jun 30, 2020
Instrument	7491

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	1395 ELM ST, UKIAH, CA 95482-3824
Document Number	0000005329
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1395 ELM ST UKIAH CA 954823824, UKIAH, CA 95482-3824

Mortgage

Document Number	0000005329
Date	Apr 21, 2017
Instrument	5329

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1395 Elm St was $1,938 with a veteran's exemption.

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Ukiah City
Unified School District	Ukiah Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$153,233 (+2%) Land $45,550 Building $107,683
2025	$1,938.00	$150,229 Land $44,657 Building $105,572
2023	$1,849.00	$144,397 Land $42,924 Building $101,473
2020	$1,657.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1395 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1395 Elm St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UKIAH serves 16,067 people · EPA ID CA2310003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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