Oakland County property record for 1497 Cedar Dr, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,860 sqft · built 2019 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (May 2011) |
| Tax Bill | $22,950 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-36-402-019 |
| Primary APN | 08-19-36-402-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 3 Stories |
| Building Area | 3,860 sqft Living Area |
| 1st Floor Area | 829 sqft |
| Basement Area | 829 sqft |
| Unfinished Basement | 829 sqft |
| Game Room | Game Room |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Area | 290 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 38 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1497 CEDAR DR |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-3623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 36 OAKLAND VILLAS ANNEX LOT 1 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 36 |
| Legal Subdivision | OAKLAND |
| Legal Lot Number | 1 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 153300 |
1497 Cedar Dr is owned and occupied by two individuals who acquired it in September 2019.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1497 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Sep 24, 2019 | Intrafamily Transfer, Transfer · Construction Mortgage CHEMICAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2011 · Amount on File |
| Deed Sale | May 11, 2011 · Amount on File |
| Prior Sale | Sep 8, 2010 · Amount on File |
| Deed Document Number | 201194562 |
| Deed Book / Page | 43057 / 114 |
| Last Transfer Date | Sep 16, 2019 |
| Transfer Doc | 0000156104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1497 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1978 HENRIETTA ST, BIRMINGHAM, MI 48009-4167 |
| Document Number | 0000142154 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 56326/524 |
| Instrument | 142154 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 24, 2019 |
| Property Address | 1497 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Document Number | 0000156104 |
| Book / Page | 53285 / 00818 |
| Map Reference | LB 14 PG 8 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 156104 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | CISLO TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1497 CEDAR DR, BIRMINGHAM, MI 48009-3623 |
| Document Number | 5328500823 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 53285/00823 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Oct 1, 2030 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2025 property tax bill for 1497 Cedar Dr was $22,950 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,950.00 (-9.78%) Homeowner's exemption | $777,230 | $1,554,460 |
| 2024 | $25,439.00 | ||
| 2023 | $651,060 | $1,302,120 | |
| 2021 | $30,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1497 Cedar Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1497 Cedar Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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